Insurance for Gardeners

You spend your day making everyone’s garden look beautiful but do ever take the time out to check your insurance policy and make sure you have covered everything you need? 

Why buy Gardeners Insurance?

Without the correct cover in place for a gardener, it will be difficult to even get contracts. One of the first things a prospective employer will ask for is proof of your insurance. If you have a team, they will also want to see some proof that you Employers Liability insurance in place.  Carrying Public Liability under a gardeners insurance policy is a must. You can have varying level of cover, and normally you can increase the limit up to £5,000,000 for an additional premium. You will be covered for possible injury to a member of the public from your work and third party property damage – a must if you or maybe a landscaper with lots of specialist equipment being used!

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Insurance for Gardeners

Insurance under one roof

We are specialists in many types of insurance

Here’s a few reasons why you need to keep your insurance for gardeners up to date.

Equipment and tools: You probably have lots of valuable specialist equipment and tools that you rely on to do your work such as lawnmowers and chainsaws.  What if some or all of your equipment was stolen, damaged or lost?  How long could you survive without it?  Your policy needs to be tailored to meet your time frame – so if you need your equipment and tools replaced immediately, your policy needs to reflect this.  If you couldn’t work without it, you may also want to consider some income protection cover.

Staff/volunteers: If something happens to your staff or volunteers while they are working with you, you are responsible.  Employer’s liability insurance is a must if you don’t work alone so that you have cover if one of your team is injured or seeks compensation for damages.

Accidental injury/damage: What if someone is injured or some property is damaged while you are working?  Even if you work alone there is always a chance that a member of the public or a customer falls on a piece of equipment you accidently left behind or a customer says you scraped their car when you were passing?  While it’s not legally required for gardeners, unfortunately it is best if all businesses take out public liability cover in case someone takes a case against you for negligence or causing injury or damage. 

Income protection: Most gardening companies are small and rely on key people.  What if one of them was unwell for a period of time – would the business survive?  If not, you may want to consider income protection cover to ensure that you continue to receive a minimum income.  What if the person who is unwell is you?  Your staff and family rely on your business for their income, so this makes it even more important to have the right cover.

So with so many things to consider, you might think that getting the right insurance is too complicated – but that’s where our specialist team at Property Insurance Centre comes in.  We have helped many gardeners get the right Gardeners Insurance or Landscape insurance at the best price and we are here to help.  Just give us a call on 0800 085 3761 and let us sort your cover with the minimum of fuss.

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Home Insurance

Holiday-Home-Insurance

Residential Landlord

Land Liability

Commercial Property

Why choose the Property Insurance Centre

Independent advice by approachable staff online or by phone

Access to a wide range of insurers to source suitable insurance cover for your needs

Bespoke Insurance Schemes & Portfolio Policies available

We can tailor your policy to suit your exact needs to give you complete peace of mind

Competitive Premiums

Cover available for the buildings while the property is being converted, renovated or extended

Over 40 years experience working with the best insurers in the UK

Excellent communication so that you understand what risks you are insured against

Why choose the Property Insurance Centre

Independent broker with staff you can speak to by phone or online

Access to a wide range of insurers to source suitable insurance cover for your needs

Bespoke Insurance Schemes & Portfolio Policies available

We can tailor your policy to suit your exact needs to give you complete peace of mind

Competitive Premiums

Cover available for the buildings while the property is being converted, renovated or extended

Over 40 years experience working with the best insurers in the UK

Excellent communication so that you understand what risks you are insured against

Why choose the Property Insurance Centre

Independent broker with staff you can speak to by phone or online

Access to a wide range of insurers to source suitable insurance cover for your needs

Bespoke Insurance Schemes & Portfolio Policies available

We can tailor your policy to suit your exact needs to give you complete peace of mind

Competitive Premiums

Cover available for the buildings while the property is being converted, renovated or extended

Over 40 years experience working with the best insurers in the UK

Excellent communication so that you understand what risks you are insured against

Specialists in Commercial & Residential Insurance

We have over 40 years experience as Residential and Commercial Insurance Brokers. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Whether you have an adverse claims history, a high value property or a large portfolio of properties, we can source suitable cover for you. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

Looking for a quote now? Give us a call on 0800 085 3761 or complete one of our quote request forms.

We are also authorised and regulated by the Financial Conduct Authority and you can view our registration here.

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We accept most payment types including:

UK Call Handlers & Dedicated New Business Team

Call Us on 0800 085 3761