Woodland Insurance

What is Woodland?

A woodland is a habitat where trees are the dominant plant form on the land. The individual tree canopies generally are seen to overlap one another and interlink. They often form a more or less continuous canopy which shades the ground to varying degrees. There will be a great variety of other plants, depending on the amount of light reaching the ground through the tree canopy. Other such growth may include mosses, ferns and lichens, or possibly flowering herbs, grasses and shrubs. Animal diversity in the woodland is dependent on the different kinds of plants there are. As of 31 March 2020 is estimated to be 3.21 million hectares of Woodland in the UK. This represents 13% of the total land area in the UK, 10% in England, 15% in Wales, 19% in Scotland and 9% in Northern Ireland. Woodland can be divided into 3 categories – semi-natural woodlands, mixed woodlands and plantations. It really is, when you take to think about it, an exciting place with lots going on that you might otherwise miss. From the above figures, there is plenty of it too! Now you will see why getting Woodland Insurance is important – after all, you are more or less responsible for every thing and everyone on your land.

Woodland Insurance

If you are responsible for a bit of land, such as woodland for example, you should not under any circumstance overlook the need for and effective Woodland Insurance Policy that will cover you in the event of injury to a member of the public. Such a policy would provide cover if you are proven negligent or fight your case if you are accused as such, and are not. Liability cover in the past had been overlooked by many, but now as awareness of a potential financial liabilities are well known, insurance for land has become the norm. Here we take a look at some benefits of a Woodland Insurance policy and other things that may help you make a decision.

What are the features of a Woodland Insurance policy?

Woodland Insurance cover up to £10,000,000 Liability Cover available.

Woodland Insurance can accommodate plots of land with watercourses.

Woodland of up to 100 acres in size can be covered.

Woodland-insurance

Insurance under one roof

We are specialists in many types of insurance

What are the benefits available in a Woodland Insurance policy?

Woodland Insurance Cover for Cross Liabilities.

Includes compensation for Court Attendance.

Woodland Insurance Cover for claimants’ costs, fees and expenses following a sudden, identifiable, unintended & unexpected pollution incident occurring at a specific time and place in its entirety.

Will a Woodland Insurance Policy cover any Liability for buildings that are on the land?

Yes, cover can be extended to include unoccupied buildings that are situated on the land. It is important to note that this does not include any material damage cover, but does include liability cover. For this extension, the building would also need to be in good condition and not accessible to the public.

Where is the potential Hazard from owning or being responsible for Woodland?

When there are members of the public on your land, there is always potential for an accident, no matter how well signposted, lit up or maintained and kept the land is. For woodland, claims normally arrive from:

  • Members of the public tripping and falling.
  • Trees or branches falling and causing damage to the public or motor vehicle (don’t forget cover includes third party property damage also).
  • Children.

When you think of the above, it becomes clear why a woodland insurance policy is a good idea.

What are the different levels of cover available?

  • £1,000,000
  • £2,000,000
  • £5,000,000
  • £10,000,000

What is the cost of a Woodland Insurance Policy?

It depends on a number of factors, including the size of the woodland, the size of the land, who accesses the land and whether are not there are any watercourses or unoccupied buildings on the land whether cover is required for liability from them or not. These are just some of the factors that influence premium costs and will be assessed by an underwriter. Having said that, it is not uncommon for woodland insurance policies to start from as little as under £100.00 including Insurance Premium Tax (IPT) & fees.

Property Insurance Centre are liability insurance specialists and we can find the right cover for any piece of and that is insurable. Call us to discuss your needs and options on 0800 085 3761. If you need any further information on woodland and you can visit the Wildlifes Trusts by clicking here.

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Why choose the Property Insurance Centre

Independent advice by approachable staff online or by phone

Access to a wide range of insurers to source suitable insurance cover for your needs

Bespoke Insurance Schemes & Portfolio Policies available

We can tailor your policy to suit your exact needs to give you complete peace of mind

Competitive Premiums

Cover available for the buildings while the property is being converted, renovated or extended

Over 40 years experience working with the best insurers in the UK

Excellent communication so that you understand what risks you are insured against

Why choose the Property Insurance Centre

Independent broker with staff you can speak to by phone or online

Access to a wide range of insurers to source suitable insurance cover for your needs

Bespoke Insurance Schemes & Portfolio Policies available

We can tailor your policy to suit your exact needs to give you complete peace of mind

Competitive Premiums

Cover available for the buildings while the property is being converted, renovated or extended

Over 40 years experience working with the best insurers in the UK

Excellent communication so that you understand what risks you are insured against

Why choose the Property Insurance Centre

Independent broker with staff you can speak to by phone or online

Access to a wide range of insurers to source suitable insurance cover for your needs

Bespoke Insurance Schemes & Portfolio Policies available

We can tailor your policy to suit your exact needs to give you complete peace of mind

Competitive Premiums

Cover available for the buildings while the property is being converted, renovated or extended

Over 40 years experience working with the best insurers in the UK

Excellent communication so that you understand what risks you are insured against

Specialists in Commercial & Residential Insurance

We have over 40 years experience as Residential and Commercial Insurance Brokers. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Whether you have an adverse claims history, a high value property or a large portfolio of properties, we can source suitable cover for you. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

Looking for a quote now? Give us a call on 0800 085 3761 or complete one of our quote request forms.

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