Business Insurance Cost When choosing insurance for your business, there will be two main questions that you may be asking: How much does Business Insurance Cost? What does Business Insurance Cover me for? To answer these questions, it is important to understand that every business has its very own particular risks that [...]
Government support for Business Interruption As there is such a large volume of information to digest in terms of support for businesses from the Government, as your broker we wanted to bring the below to your attention as we feel it is particularly pertinent. CORONAVIRUS BUSINESS INTERRUPTION LOAN SCHEME The new Coronavirus Business [...]
Do I need to insure an Unadopted Road? There is a Legal Duty to insure these roads, but this does not fall on the highway authority under the Highways Act 1980. The legal duty for unadopted road insurance falls upon the owners of the road – and this normally means the owners [...]
How to get better Landlords Insurance prices! If you are looking for a Landlords Insurance NI Policy you might ask, "What insurance do I need & how can I save money?" Always remember in addition to getting the right policy, you should take note of some of the important legal aspects, relevant [...]
This expert guide walks you through the potential property insurance loopholes that insurers will exploit, to reduce their claims' exposure. As a property owner, you might be surprised by some of these potential pitfalls. By Robert Fisher Reading time: 6 minutes Version: USA Your insurance policy has been purchased and so you can rest easy, or [...]
Can you insure a Garage? Believe it or not, this is an extremely common question! Mostly, garages that are within the boundaries of the main property residence are insured automatically and included within the buildings sums insured specified. However there is an ever growing need for standalone garage insurance – what we [...]
Is it more expensive to insure a Listed Building? The two most common questions we are asked at Property Insurance Centre (PIC) in relation to Listed Building Insurance are: Is it more expensive to insure a listed building? What does insurance cost on a grade 2 listed building? To answer these questions, [...]
How much is the average house insurance? This is a fairly subjective questions and there are many factors to consider when looking at premiums for all homes, including older properties & for new build insurance policies. These factors, will or course be considered by the insurance company or insurance broker. The insurer, [...]
Get your property Winter Ready Now is the time to take the appropriate measures before the worst of the weather arrives. Especially if you are a Commercial Property Owner, business owner or the person responsible for the maintenance & upkeep of a Commercial Building, if it’s a full repairing and insuring lease [...]
What is the definition of Wear & Tear in a Landlord Policy? Wear & Tear is often claimed for and always turned down by insurers. That’s because Wear & Tear is a maintenance issue. Maintenance is the responsibility of the Landlord and a Landlord’s Policy is not a maintenance contract. However, wear [...]
