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Buildings Insurance

23 10, 2025

Preparing for lift-off: Passivhaus social housing in Northern Ireland

By |2025-10-29T11:30:35+00:00October 23rd, 2025|Buildings Insurance, Climate Change & Insurance|0 Comments

Preparing for lift-off: Passivhaus social housing in Northern Ireland Northern Ireland is finally catching a strong Passivhaus tailwind. With momentum building across housing associations and local authorities, the region is moving from pilots to pipelines: ultra-low-energy homes are starting to be treated as standard, not showcase one-offs. Get a Quote Main image and above photo courtesy of Deposit Photos Insurance under one roof We are specialists in many types of insurance Passivhaus Social Housing - what’s changed? Two things: confidence and capacity. Confidence because early local schemes now have people living in them, with monitoring showing lower bills and better indoor comfort. Capacity because training—boosted by free designer and trades courses—has expanded the pool of teams who can actually deliver to the standard. Add to that [...]

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21 07, 2024

Our Claims Partner, Aspray, Wins Loss Assessor of the Year 2024

By |2024-07-21T18:14:14+00:00July 21st, 2024|Building Insurance, Buildings Insurance, Making a claim, Property Developer Insurance, Property Owners Liability Insurance|0 Comments

Our Claims Partner, Aspray, Wins Loss Assessor of the Year 2024 We are delighted but not surprised to announce that our claims partner, Aspray, has won the prestigious “Loss Assessor of the Year 2024” award at the British Claims Awards. Aspray, a leading property damage claims management company, can act on your behalf when you need to make a claim. This marks the second consecutive year that Aspray has achieved this remarkable accolade, underscoring the company's exceptional service and dedication to excellence in the industry. Get a Quote Insurance under one roof We are specialists in many types of insurance The British Claims Awards, renowned for recognising excellence and innovation across the claims sector, bestowed the award upon Aspray in a ceremony that brought together industry leaders [...]

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4 01, 2024

Emerging Property Insurance Trends 2024

By |2024-01-04T12:46:17+00:00January 4th, 2024|Block Of Flats Insurance, Buildings Insurance, Landlord Insurance, Property Owners Liability Insurance|0 Comments

Emerging Property Insurance Trends 2024 Welcome to our guide on emerging trends in the property insurance industry. As we dive into the evolving landscape of property insurance, it's important to stay informed about the latest trends and challenges affecting the market. From rising property losses due to weather conditions and natural disasters to the impact of inflation and reinsurance costs, there are significant factors shaping the property insurance industry in 2024. In this article, we will explore the key trends that are influencing property insurance rates, coverage limitations, and market outlooks. By understanding these emerging trends, you can better navigate the property insurance landscape and make informed decisions to protect your assets. So, let's dive in and explore the forces driving change in the property insurance industry worldwide. Get a Quote Insurance under one roof We are specialists in many types [...]

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30 11, 2023

Adapting to Change: Climate-Resilient Property Maintenance Strategies in the UK

By |2023-11-30T12:35:09+00:00November 30th, 2023|Block Of Flats Insurance, Buildings Insurance, Climate Change & Insurance, Home Insurance|0 Comments

Adapting to Change: Climate-Resilient Property Maintenance Strategies in the UKThe UK government has unveiled its third National Adaptation Programme (NAP3), outlining a strategic five-year plan to boost resilience and protect people, homes, and businesses against the risks of climate change. With a commitment to embedding climate resilience, extending support to vulnerable communities globally, and ensuring a healthy natural environment, the government is taking proactive measures to address the challenges posed by a changing climate.To effectively combat climate risks, the government is investing billions in flood and coastal schemes and nature-based solutions. This comprehensive plan encompasses various sectors, including infrastructure, health and wellbeing, nature conservation, cultural heritage, and more. In light of these efforts, climate resilience in property maintenance strategies has become increasingly crucial. This guide is very helpful for all property owners. For those with more than one property, you may wish to check out the insurance offerings for block insurance [...]

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29 06, 2019

Business buildings insurance

By |2022-05-16T08:57:02+00:00June 29th, 2019|Buildings Insurance, insurance, Uncategorized|Comments Off on Business buildings insurance

Business buildings insurance So it’s that time of year again – the annual insurance renewal premium comes in. As businesses, we always want to make sure we have the right insurance to cover us if something happens – but we also want to make sure our premium represents value for money – so how do we know we are getting the right insurance for our needs? What is business building insurance? Business buildings are critical to the survival of most businesses – so if you own your building it’s essential that you insure it for all potential risks and that the level of cover is right. If you or your businesses is renting out premises to other people, insuring your buildings is even more important to the protection of your investment. As a basic, you must insure the actual building – whether that’s a factory, a retail premise or [...]

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25 06, 2019

Insurance Brokers Newtownards

By |2020-05-21T14:44:22+00:00June 25th, 2019|Buildings Insurance, Commercial Property Insurance, insurance, Landlord Insurance, Uncategorized|Comments Off on Insurance Brokers Newtownards

Insurance Brokers Newtownards with access to Loss Assessors Mr Martin had internal water damage & damp in his office and reported the damage directly to his insurer. Mr Martin assumed the water damage was the result of a storm that occurred the previous evening, and that the storm has damaged his roof, and the water had penetrated the inside of his building directly from this. The insurer appointed a Loss Adjuster to the claim, and as the claim estimate was under a certain value, the adjuster refused to visit the property & insisted that the damage was not caused by the storm as the wind speed was not high enough to cause that level of damage to the roof. The customer contacted Property Insurance Centre for help, and as his broker, we asked a team of loss assessors, which are claim handlers who work for the customer (not the [...]

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25 06, 2019

Make Sure You Are Not Under Insured

By |2021-10-19T18:52:33+00:00June 25th, 2019|Buildings Insurance, Home Insurance, insurance, Uncategorized|Comments Off on Make Sure You Are Not Under Insured

Make Sure You Are Not Under Insured Property Insurance Centre aims to ensure its customers are properly insured in the event of a claim – and perhaps most importantly this means insuring any property you own for its current value. Over time, property can increase in value significantly & is therefore essential to insure for the correct amount to avoid under-insurance. It is estimated under-insurance affects a significant amount of all current live policies and that many customers are currently under-insured without knowing - this why you need to make sure you are not under insured. The consequence of under-insurance is the ‘average’ condition which affects any claim amount paid to the customer in the event of a claim. For example, if a customer is under-insured by 50%, the average condition will be applied, and any claim the customer may have, will have their claim payment in turn reduced by [...]

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