Need business or shop insurance? Our relationships may be able to help get you a good deal!
Why choose us?
At Property Insurance Centre we understand the needs of Business Owners Owners & Retail Shop Owners and understand that every business has different requirements. We can work with our insurers and tailor a bespoke policy to suit your exact needs.
Whether you want to apply for quotes online or speak to one of our experienced team, we aim to give you the best Business Insurance cover at the right price.
As a specialist insurance broker, we strive to give our clients the best service with:
Independent broker with approachable staff online or by phone
Access to a wide range of insurers to source suitable insurance cover for your needs
Bespoke Insurance Schemes & Portfolio Policies available
We can tailor your policy to suit your exact needs to give you complete peace of mind
Competitive Premiums
Cover available for the buildings while the property is being converted, renovated or extended
Over 40 years experience working with the best insurers in the UK
Excellent communication so that you understand what risks you are insured against
All Businesses welcome
What does Business Insurance and Shop Insurance Cover?
Many of the perils insured are of course similar & overlap, but some important aspects that are more important to each type of business are highlighted below.
Business Insurance may include
Business Interruption
Public Liability/Employers Liability
Contents/Fixtures & Fittings belonging to the business
Shop & retail Insurance many include
Cover for Stock if stolen
Money
Goods in transit
Frozen Foods
Public Liability/Employers Liability
Property Owners that have bought the property themselves from where they will run their own business
If you own the premises from which your business is run then you may wish to take out Commercial Contents Insurance which will protect the contents in your building such as computers, desks, stock or tools as opposed to the physical building itself.
You may wish to take out a Business Package Policy which can provide cover for stock, business fixtures and fittings, money kept on site, business interruption, goods in transit, liabilities and the building. This type of cover is often the most cost effective option rather than having a separate Commercial Buildings Insurance, Commercial Contents Insurance and a Liability Policy.
Landlords that own the building and let it out to Commercial Tenants for Rental Income
If you are the landlord of a Commercial Building you must make it clear between yourself and your tenant who is responsible for insuring what, as typically your tenants contents will not be covered under your policy. Some landlords arrange Commercial Premises Insurance for their building and charge the tenant the premium, however they will still be responsible for insuring their own contents and equipment.
Cover will also be arranged to include:
Liability Insurance (Both Public & Employers Liability Insurance) – This will protect you against a claim if a member of the public or an employee were to have an accident at your premises. Employers Liability Insurance is a requirement by UK law if you have any employees working for you, even if they are part time volunteers. Liability claims can be extremely costly as well as time consuming with a lot of legal protocol to follow.
If an employee were to have an accident as a direct result of working for you, you could have to pay legal fees and compensation as well as maybe having to take time off work to attend court dates or get legal advice. Many SME’s struggle to reopen after an incident like this if they don’t have adequate insurance. This can be due to the financial losses incurred or even the damage done to your businesses reputation.
We have over 45 years experience working with:
Who Needs Shop Insurance or Business insurance?
Are you looking for Business Insurance?
Call to discuss your requirements, get quotes or go on cover
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Request a callback
Contents
- 1 Business & Shop Insurance
- 2 ALL types of Businesses
- 3 Or call us FREE for a quote
- 4 0800 085 3761
- 5 Need business or shop insurance? Our relationships may be able to help get you a good deal!
- 6 Why choose us?
- 7 What does Business Insurance and Shop Insurance Cover?
- 8 We have over 45 years experience working with:
- 9 Who Needs Shop Insurance or Business insurance?
- 10 Are you looking for Business Insurance?
- 11 Freephone
- 12 Request a callback
- 13 Related Insurance Policies