Lock up Garage Insurance

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Why choose us?

In short if you own one it is recommended you have cover at least from a liability point of view alone. Although they can be relatively low in value in comparison to your home, they can cause serious financial problems if someone is injured as a result of it simply being there.

  • Independent broker with approachable staff online or by phone

  • Access to a wide range of insurers to source suitable insurance cover for your needs

  • Bespoke Insurance Schemes & Portfolio Policies available

  • We can tailor your policy to suit your exact needs to give you complete peace of mind

  • Competitive Premiums

  • Cover available for the buildings while the property is being converted, renovated or extended

  • Over 40 years experience working with the best insurers in the UK

  • Excellent communication so that you understand what risks you are insured against

What does Lock Up Garage Insurance Cover?

Providing the unit is in use and not simply a derelict unit lock up garage insurance cover can be provided. This will include Fire, Lightning, Earthquake, Aircraft & Public Liability cover up to £5,000,000. If you are a Lock up Garage Landlord you can also add Loss of Rental Income to your policy.

We Insure Lock up Garage Landlords & Lockup Garage Owner Occupiers

Types of Garages we insure:

Single Garages – Covered

Blocks of Garages – Covered

Property Owners Liability – Covered

Various level of cover available.

We can insure your Private Lock up Garage:

  • If it is not located at your Private Residence
  • If it is not on the same Property Deeds as your own Home

We can insure your Lock up Garage:

  • If you are a homeowner & the garage is owner occupied
  • If you are a Landlord and rent your garage out to a tenant
  • If you are a landlord with a portfolio of Garages (large discounts available)

We can insure Wider Perils if required:

Most Lock up Garages owners are concerned with two things; the first one is their asset suffering from a Fire and the other is Public Liability. These are of course very important and can result in large losses, so it is only right to make sure you are covered for claims after a Fire or Injury to someone. A standard policy will cover both of these. Some Lock up Garage owners want Wider Perils Insurance Cover – such as Flood damage or malicious damage cover for example. If this cover is important to you, then talk to us and we will find a policy that meets your specific needs.  Talk to one of our Qualified Insurance Brokers on 0800 085 3761.

We do NOT cover contents:

Contents in a Lock up Garage are NOT included. These policies are designed for the buildings only. We are the Number 1 provider of Lock up Garage Insurance in the UK. We have access to the only underwriters for Lock up Garages and they do not include Garage Contents Insurance.

We have over 45 years experience working with:

This is Buildings only insurance, it does not include contents. Buildings & Liability cover only.

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