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Increase in unoccupied commercial properties due to Covid-19 Many businesses in the UK and around the world have remained closed due to government directives and restrictions imposed following the COVID-19 lockdown, leaving large numbers of businesses and commercial buildings vacant. Whether temporary or permanent, unoccupied buildings are more vulnerable to water leaks, arson, vandalism and theft. Even after businesses reopened, many employees and businesses continued to work from home. This also results in commercial buildings being unoccupied. If your commercial buildings remain closed, you must respect the vacancy conditions of your insurance policy. The wording of your policy should contain the specific requirements set out by your insurance. Most policies state that you will not be covered if you violate these conditions. According to Retail Gazette magazine in one of its articles: “With the UK going in and out of lockdown since March of last year, thousands of stores [...]