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Commercial Building Insurance

6 09, 2023

Top Commercial Property Insurance Pitfalls

By |2023-09-06T14:03:33+00:00September 6th, 2023|Commercial Building Insurance, Commercial Property Insurance|0 Comments

Welcome to our guide to commercial property insurance pitfalls. As a business owner, protecting your property is crucial. However, navigating the ins and outs of insurance can be tricky, especially when it comes to commercial properties. In this section, we will discuss the top pitfalls to watch out for when it comes to commercial property insurance. By being aware of these common mistakes, you can ensure that your business is adequately protected. Commercial property insurance can be complex and confusing, but with the right information and guidance, you can avoid costly mistakes. Let's dive into the top commercial property insurance pitfalls and how to avoid them. Key Takeaways: Commercial property insurance can be complex and confusing. Knowing the top pitfalls to watch out for can help you avoid costly mistakes. Proactive steps can help you mitigate risks and protect your business. Get a Quote [...]

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17 02, 2022

What Factors Influence the Cost of Commercial Property Insurance?

By |2022-04-26T13:26:09+00:00February 17th, 2022|Commercial Building Insurance, Commercial Property Insurance, Shop Insurance|2 Comments

 What Factors Influence the Cost of Commercial Property Insurance?  Commercial property insurance protects landlords who rent out their property for commercial purposes. This type of insurance policy is required due to the wide range of costly incidents that can occur when you allow another party to occupy the commercial property, such as a steel structure or barn. This coverage is also known as commercial landlords' insurance. To obtain this type of insurance, the lessor must enter into a formal rental agreement with its tenant, naming itself as the lessor and the occupying organization as the tenant. For around 300 years, insurance underwriters have used four factors to determine what your premiums for commercial property insurance are, and we'll go over these four factors, which you can remember in a simple acronym called cope C-O-P-E, which stands for CONSTRUCTION, OCCUPANCY, PROTECTION, and EXPOSURE. Get a Quote [...]

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2 06, 2021

Increase in unoccupied commercial properties due to Covid-19

By |2021-06-02T08:29:11+00:00June 2nd, 2021|Commercial Building Insurance, Unoccupied Commercial Property Insurance|0 Comments

Increase in unoccupied commercial properties due to Covid-19 Many businesses in the UK and around the world have remained closed due to government directives and restrictions imposed following the COVID-19 lockdown, leaving large numbers of businesses and commercial buildings vacant. Whether temporary or permanent, unoccupied buildings are more vulnerable to water leaks, arson, vandalism and theft. Even after businesses reopened, many employees and businesses continued to work from home. This also results in commercial buildings being unoccupied. If your commercial buildings remain closed, you must respect the vacancy conditions of your insurance policy. The wording of your policy should contain the specific requirements set out by your insurance. Most policies state that you will not be covered if you violate these conditions. According to Retail Gazette magazine in one of its articles: “With the UK going in and out of lockdown since March of last year, thousands of stores [...]

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28 06, 2019

Commercial Building Insurance

By |2021-03-10T12:32:34+00:00June 28th, 2019|Commercial Building Insurance, insurance, Uncategorized|Comments Off on Commercial Building Insurance

Commercial Building Insurance Property Insurance Centre have been at the forefront of Commercial Building Insurance since 1976 and are proud to be one of the few specialist brokers with access to the major insurance underwriters who offer the best cover and rates in the UK.  We have thousands of customers in the UK & Northern Ireland of all sizes and types of commercial buildings. What is Commercial Building Insurance? It is usually taken out by the owner of the building (e.g. landlord) and cover the physical structure of the premises (walls, roof and floors).  The fixtures and fittings of a building are covered by a business insurance policy and usually taken out by the tenant or business owner not the landlord. What does Commercial Building Insurance Cover? You can get the following types of cover for your commercial building: Flood Fire Storm Subsidence Vandalism Escape of water Get a [...]

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25 06, 2019

Commercial Insurance Northern Ireland

By |2020-05-21T15:04:04+00:00June 25th, 2019|Commercial Building Insurance, Commercial Property Insurance, insurance|Comments Off on Commercial Insurance Northern Ireland

Commercial Insurance NI Whether you have a small family owned business, rent lots of properties across Northern Ireland or run a global multi-national organisation you need commercial insurance and commercial building insurance, that suits your needs and your organisation.  Our team of specialist brokers at Property Insurance Centre in Northern Ireland are dedicated to finding you the right insurance for your needs at the best premium.  All businesses are different and have different insurance needs, so we believe in providing the personal touch with our customer focused approach.  We are not like large insurance firms as we always give you a dedicated contact for your business insurance needs, including office building insurance, so you will always know who to call if you need to alter anything on your policy and you won’t have to call an unknown person in a contact centre. Unlike taking your cover directly with an insurance [...]

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