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Neil Drysdale

About Neil Drysdale

Neil Drysdale is an Office Insurance Manager at Property Insurance Centre, providing expert guidance in personal lines and commercial insurance products.

His background of over 25 years’ experience in the insurance industry allows him to provide valuable insights to our clients as they navigate their insurance needs.

Neil is passionate about finding the right protection and simplifying complex policy options to ensure all our clients are protected. Neil is qualified Level 3 Cert CII.

In his spare time Neil is passionate about football and golf.
21 04, 2026

Who Is Responsible for Buildings Insurance in a Block of Flats?

By |2026-04-21T13:38:14+00:00April 21st, 2026|Block Of Flats Insurance, Building Insurance|0 Comments

Who Is Responsible for Buildings Insurance in a Block of Flats? If you own, manage, or live in a block of flats, one of the most common questions is also one of the most important: who is actually responsible for arranging the building's insurance? In most cases, the answer is the freeholder. But it is not always that simple. Get a Quote Insurance under one roof We are specialists in many types of insurance Who Is Responsible for Buildings Insurance in a Block of Flats Depends on a Variety of Factors Depending on how the building is owned and managed, the responsibility may sit with the freeholder, a residents’ management company (RMC), a Right to Manage (RTM) company, or, in some cases, another party named in the [...]

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16 01, 2026

Landlord Insurance in the UK in 2026: a 2-Minute Deep Dive

By |2026-01-16T09:25:08+00:00January 16th, 2026|Landlord Insurance|0 Comments

Landlord insurance in the UK in 2026 Landlord insurance has always been a mix of “boring but essential” (buildings, liability) and “only matters when it really matters” (escape of water, rent guarantee, legal expenses). In 2026, the mix shifts. The big story is that risk is being pushed towards landlords from two directions at once: Tenancy law change (a new system and different possession dynamics) Claims pressure (weather events, repair costs, longer reinstatement timelines) This article breaks down what that means in plain English, and what a sensible landlord does about it. Get a Quote Insurance under one roof We are specialists in many types of insurance 1. The policy shock in 2026: tenancy reform becomes “real” From 1 May 2026, the UK’s new tenancy regime is [...]

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4 12, 2025

UK Budget 2025: What It Really Means for Landlords

By  and |2025-12-04T13:04:04+00:00December 4th, 2025|Block Of Flats Insurance, Landlord Insurance|0 Comments

UK Budget 2025: What It Really Means for Landlords Rachel Reeves’ 2025 Budget is very clearly aimed at “taxing income from assets more like income from work” – and landlords are firmly in the crosshairs. Here’s a straight-talking breakdown of what’s changed, when it kicks in, and what it’s likely to mean for your portfolio and cashflow. Get a Quote Insurance under one roof We are specialists in many types of insurance 1. The big one: 2% tax rise on rental income From April 2027, tax on property income (including rental income) rises by 2 percentage points across the board. New property income rates will be: 22% for basic-rate taxpayers (up from 20%) 42% for higher-rate taxpayers (up from 40%) 47% for additional-rate taxpayers (up from 45%) This is on [...]

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26 11, 2025

What Does Blocks of Flats Insurance Actually Cover (and Not Cover)?

By |2025-11-26T12:18:59+00:00November 26th, 2025|Block Of Flats Insurance|0 Comments

What Does Blocks of Flats Insurance Actually Cover (and Not Cover)? Blocks of flats insurance is one of those things everyone thinks they understand… right up until there’s a serious leak, fire or liability claim and people start asking: “Is that actually covered?” Here’s a clear, no-nonsense guide to what block of flats insurance usually covers – and just as importantly, what it usually does not. Get a Quote Insurance under one roof We are specialists in many types of insurance What is block of flats insurance in simple terms? Block of flats insurance is a specialist buildings policy designed to cover: The structure of the building (walls, roof, floors, communal areas, etc.) The freeholder / landlord / management company’s legal responsibilities Some financial losses connected to damage (like loss [...]

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30 09, 2025

A Wake-Up Call for UK Property Owners: Only 7% Are Correctly Insured

By |2025-10-16T11:47:06+00:00September 30th, 2025|Block Of Flats Insurance, Commercial Property Insurance|0 Comments

A Wake-Up Call for UK Property Owners: Only 7% Are Correctly Insured Recent data drawn from over 43,000 comprehensive property assessments reveals a startling reality: only 7% of UK properties are insured accurately, while 70% are underinsured and 23% are over-insured. This points to a widespread miscalibration in property insurance cover, carrying serious financial risks for property owners, insurers, and stakeholders across the built environment. Get a Quote Insurance under one roof We are specialists in many types of insurance The Numbers Behind the Claims That Affect UK Property Owners The data shows that: 7% of properties had sums insured that matched estimated rebuild costs. 70% were underinsured, meaning the insured sum was too low. 23% were overinsured, with sums insured higher than necessary. While there has [...]

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