Insurance for such garages includes property owner’s liability up to £5,000,000 and Loss of Rent insurance. Due to the nature of the building & its occupancy (or lack of it), insurance for lock up garages can be difficult to find and when you do, cover is limited to the same level of cover as you would expect on an empty residential property.
Garages that are not listed on the same property deeds as the main residence need separate lock up garage insurance
This is a common issue for many home owners and requires that they take out insurance separately from their home insurance. This usually is a result of owning a flat or house on a terrace, and the garage may be some distance from the house itself. Cover again includes Public Liability up to £5,000,000 if required and cover for Fire, Lightning, Earthquake & Aircraft.
Need help getting lock up garage insurance, then get in touch with us by calling 0800 085 3761 or fill in an online form.
Garages we can insure
We can insure most garages. Garages come with many different construction types and roofs. As a specialist lock up garage insurer we can insure the vast majority with the exception of non-wooden garages.
Garages with Flat Felt on timber roof – Covered
Garages with metal flat roof – Covered
Garages with concrete flat roof – Covered
Garages with Cement Fibre roof – Covered
Garages with Tiled Roof – Covered
Garages with Slate Roof – Covered
Portfolios of Garages
We can insure numerous lock up garages under 1 single policy. The garages themselves can be anywhere in the country and are given special rates. We can include include Wider Perils Cover for Portfolios only. For the number one provider of Lock Up Garage Insurance in the UK, call us or fill in our short online form.