This is not the course of action any landlord will wish to take but it is available as a last resort under a legal expenses insurance policy. This effectively gives the landlord the evict anyone on the premises without their permission.
Being a landlord you are the spotlight and have no doubt about that. Legal Defence will cover the landlord and provide defence of criminal or civil proceedings in respect of any act omission or alleged act or omission by you arising out of ownership or the management of the property itself.
Premium can be as little as £65.00 inclusive of IPT & Fee per year. It does depend on the level of cover you have, as some legal expenses policy will have cover ranging between £5,000 worth of cover to £100,000 worth of cover. There are various add-ons, however you are best speaking with an advisor as you may not need any extras in some cases.
How do I claim on a Legal Expenses Insurance Policy?
When you take out legal expenses insurance, you will be entitled to use a 24 hour 7 day a week legal line, which is standard as part of the policy.
If you insure a rental property, speak to us today and enquire adding on a suitable legal expenses insurance policy to compliment your existing cover. If you have no cover in place for the actual building, you may well be able to add a legal expenses insurance policy with a standard landlord insurance policy.