Public Liability Insurance For Community Groups

Our Public Liability Insurance for Community Groups insurance provides protection for support or community groups who are not for profit and benefiting the local community.

Even if you operate from a village hall you will still need public liability insurance to protect your club.  You may also be required to obtain this cover to use the premises.

Examples of clubs we insure are:

  • Book club
  • Womens group
  • Church group
  • Over 50’s group
  • Stamp collecting club
  • Knitting club

The well being of club members is always a concern and its the organisers responsibility to ensure the adequate insurance cover is in place.

Call us today on 0800 085 3761 to get a quote and arrange cover.

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Public liability Insurance for Community Groups

Insurance under one roof

We are specialists in many types of insurance

What level of cover can I insure an unadopted road for?

There are various levels of cover you can choose from. Ultimately, this will be down to the insuring party to consider which level of cover suits their own particular profile. The insuring party may want to consider, how often members of the public access the road. They can then look at insuring up to the following limits of Private Road Liability.

£1,000,000

£2,000,000

£5,000,000

You may also be able to add extras to the insurance, such as electric gates or barriers. This may cost an additional premium on top of the Public Liability Insurance for the Road.

What will it actually cover me for?

Unadopted Road insurance will cover you for claims made against you (the policyholder) for Injury to third parties or third party property damage. It is common knowledge among insuring parties that it will give the policyholder protection against third party injuries, but often third party property damage is often overlooked – and these claims are becoming extremely common! For example, if a pothole develops on the road and someone damages the wheel of their car, you may potentially be proven negligent and liable for the repair.

Contact us

We are market leaders in Liability insurance for unadopted roads. Our staff are all certified to level 3 & with over 40 years’ experience, Property Insurance Centre can find the right policy for you or your resident’s association. Give us a call on 0800 085 3761 and speak to a staff member for expert information.

If you want more information on private roads & their ownership you can see HM Land Registry here. This will often help with identifying road ownership, which may help if you are investigating any insurance obligations you might or might not have.

Further Information & Resources you should consider:

House of Commons Library 

Highways Act 1980

Registered Property or Land Information for England & Wales

Block of Flats

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Home Insurance

Holiday-Home-Insurance

Residential Landlord

Land Liability

Commercial Property

Why choose the Property Insurance Centre

Independent advice by approachable staff online or by phone

Access to a wide range of insurers to source suitable insurance cover for your needs

Bespoke Insurance Schemes & Portfolio Policies available

We can tailor your policy to suit your exact needs to give you complete peace of mind

Competitive Premiums

Cover available for the buildings while the property is being converted, renovated or extended

Over 40 years experience working with the best insurers in the UK

Excellent communication so that you understand what risks you are insured against

Why choose the Property Insurance Centre

Independent broker with staff you can speak to by phone or online

Access to a wide range of insurers to source suitable insurance cover for your needs

Bespoke Insurance Schemes & Portfolio Policies available

We can tailor your policy to suit your exact needs to give you complete peace of mind

Competitive Premiums

Cover available for the buildings while the property is being converted, renovated or extended

Over 40 years experience working with the best insurers in the UK

Excellent communication so that you understand what risks you are insured against

Why choose the Property Insurance Centre

Independent broker with staff you can speak to by phone or online

Access to a wide range of insurers to source suitable insurance cover for your needs

Bespoke Insurance Schemes & Portfolio Policies available

We can tailor your policy to suit your exact needs to give you complete peace of mind

Competitive Premiums

Cover available for the buildings while the property is being converted, renovated or extended

Over 40 years experience working with the best insurers in the UK

Excellent communication so that you understand what risks you are insured against

Specialists in Commercial & Residential Insurance

We have over 40 years experience as Residential and Commercial Insurance Brokers. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Whether you have an adverse claims history, a high value property or a large portfolio of properties, we can source suitable cover for you. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

Looking for a quote now? Give us a call on 0800 085 3761 or complete one of our quote request forms.

We are also authorised and regulated by the Financial Conduct Authority and you can view our registration here.

Get In Touch:

We accept most payment types including:

UK Call Handlers & Dedicated New Business Team

Call Us on 0800 085 3761