Private Road Insurance

Are you responsible for a private road or part of a Management Company responsible for its maintenance? If you are, you should consider getting a good Private Road Insurance Policy. It is important that the road is insured for Public Liability in the case of a third party causing an injury to themselves. Property Insurance Centre are specialists in Liability Insurance for Private Roads and have access to a large panel of insurers for ALL Private Roads.

We cover Liability up to:

  • £1 million
  • £2 million 
  • £5 million 

Liability claims are on the increase and all landowners need to be aware of the potential financial threat they face from claims made for injury on their private road or land.

Private Road Insurance

Insurance under one roof

We are specialists in many types of insurance

We can help

Top Tip If you are responsible for insuring a Private Road please make sure you are maintaining the condition of the Road itself. Your Insurer will insist this is carried out before they grant any insurance cover. It is recommended to set some money aside for maintenance of pot holes on roads.

How will an insurance Policy for a Private Road Protect you?

Every private road owner dreads that Solicitor’s Letter arriving in the post, alleging ‘negligence’ on the owner’s part & causing injury to someone. It can be exceptionally worrying – especially when you know you have maintained the Road to the best of your ability. This is when a proper Private Road Liability Policy can help you. If negligence can be proven, then your insurer will step in a do the rest – it is that simple! If they feel their client has not been negligent, then they will more than likely choose to argue the case on your behalf. Either way, the hassle and stress is removed from you.


Premiums vary often depending on the size of the land. With exceptionally priced premiums for land under 2 acres in size starting at £89 per annum, look no further than Property Insurance Centre, as we will not be beaten on price.

Give the new business team a call today on 0800 085 3761.

Residential Landlord

Commercial Property

Why choose the Property Insurance Centre

Independent advice by approachable staff online or by phone

Access to a wide range of insurers to source suitable insurance cover for your needs

Bespoke Insurance Schemes & Portfolio Policies available

We can tailor your policy to suit your exact needs to give you complete peace of mind

Competitive Premiums

Cover available for the buildings while the property is being converted, renovated or extended

Over 40 years experience working with the best insurers in the UK

Excellent communication so that you understand what risks you are insured against

Why choose the Property Insurance Centre

Independent broker with staff you can speak to by phone or online

Access to a wide range of insurers to source suitable insurance cover for your needs

Bespoke Insurance Schemes & Portfolio Policies available

We can tailor your policy to suit your exact needs to give you complete peace of mind

Competitive Premiums

Cover available for the buildings while the property is being converted, renovated or extended

Over 40 years experience working with the best insurers in the UK

Excellent communication so that you understand what risks you are insured against

Why choose the Property Insurance Centre

Independent broker with staff you can speak to by phone or online

Access to a wide range of insurers to source suitable insurance cover for your needs

Bespoke Insurance Schemes & Portfolio Policies available

We can tailor your policy to suit your exact needs to give you complete peace of mind

Competitive Premiums

Cover available for the buildings while the property is being converted, renovated or extended

Over 40 years experience working with the best insurers in the UK

Excellent communication so that you understand what risks you are insured against

Specialists in Commercial & Residential Insurance

We have over 40 years experience as Residential and Commercial Insurance Brokers. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Whether you have an adverse claims history, a high value property or a large portfolio of properties, we can source suitable cover for you. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

Looking for a quote now? Give us a call on 0800 085 3761 or complete one of our quote request forms.

We are also authorised and regulated by the Financial Conduct Authority and you can view our registration here.

Get In Touch:

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We accept most payment types including:

UK Call Handlers & Dedicated New Business Team

Call Us on 0800 085 3761

Director at Property Insurance Centre | Website |  + posts

Robert Fisher is a company director of the Property Insurance Centre, who specialise in Business and Property Insurance, serving clients throughout the United Kingdom. His expertise and career in insurance spans almost twenty years.

Robert’s background is in Building Surveying, which he studied at Heriot-Watt University, where he was awarded a BSc (Hons) degree. Much of his educational background is in Building Structural Safety from an engineering perspective.

The knowledge that Robert gained at undergraduate level has lent itself well, particularly as it has enabled him to evaluate the risks associated with certain buildings. This means he knows how best to place these risks and ultimately insure the properties against such risks.

His in-depth knowledge of various methods of construction has enabled him to easily identify which insurer’s underwriting criteria would best fit each client’s needs and provide the correct levels of cover.

Additionally, Robert is responsible for training the team and ensuring that they are always kept up to date with the latest industry developments. This is an area that he is naturally drawn to because of his inquisitive mind, diligence and passion for passing on knowledge to others.

He is a member of the Chartered Insurance Institute (CII) and qualified to Level 3 with the CII.

As part of the Level 3 certification, Robert has undertaken modules in Insurance, Legal & Regulatory (IF1), Insurance Claims Handling (IF4) and Insurance Household Products (IF6).

As a condition of CII membership, Robert continues his professional development by keeping abreast of the latest industry developments.

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