Landlord Insurance Brokers Northern Ireland

Landlords that we have helped in Northern Ireland:

As one of the leading specialist landlord insurance brokers in Northern Ireland we have access to the best rates and exclusive cover with the major insurance underwriters. 

While other insurance brokers concentrate on cars and home insurance for over 40 years we have stuck with our specialism in landlord and commercial property owners insurance with clients all over NI as well as mainland UK.

Landlords Cover Includes

  • Cover whilst empty
  • Public Liability
  • Escape of Water
  • Storm, Flood, Fire
  • Malicious Damage
  • Optional Legal Expenses
  • Contents Cover
  • Full Accidental Damage Cover

With our headquarters based in Newtownards and an office in London we have helped thousands of landlords all over the UK get the best rates and cover and there is no situation that we have not seen before and it is this expertise that means that we will be able to find the right cover at the best rates for our landlords.

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Landlord Insurance Brokers Northern Ireland

Insurance under one roof

We are specialists in many types of insurance

Examples of our great cover:

Mr Coey contacted us for his wholesale building located in Kilkeel, it was 2 units located on the same site.  His previous insurance company were looking for £2400 for the buildings and liability cover, but we were able to get better cover for £935.60.  Mr Coey was delighted and has since insured another building with ourselves located in Newtownabbey which is a bathroom and door showroom.

Mr Fazal was looking for buildings and business insurance for in Indian restaurant located in Lisburn.  We were able to get buildings cover, public liability, employee liability and stock cover for £650 for the year.  He took advantage of our great rates by spreading the payments on Direct Debit.  We came in over 20% cheaper than his previous insurer and as we came highly recommended from another restaurant owner he had no hesitation in using Property Insurance Centre.

If you are looking for landlords insurance Northern Ireland call us today freephone 0800 085 3761 and see what we can do for you.

Landlord Obligations

There is no point in getting the correct insurance policy in place if you are a Landlord, and not comply with certain obligations. Getting the right policy and complying with any legal obligation will after all protect YOU, not to mention your tenant. Top Tip – Know the relevant laws for a landlord, as correct insurance is only half the battle!

You must adhere to and follow these Legal Requirements:

  • the Disability Discrimination Order (NI) 2006
  • the Sex Discrimination (Northern Ireland) Order 1976
  • the Race Relations (NI) Order 1997

If you are a Landlord and need some guidance then you should contact the Equality Commission for NI & get some Legal Advice!

Landlord Responsibilities in Northern Ireland 

  • repairs to the building structure & exterior, heating & hot water, basins, sinks, baths etc
  • Gas & Electrical Safety
  • Safety of furniture & furnishings
  • making sure the property is fit to be lived in
  • common areas in houses of multiple occupancy

Landlord Magazine has published a Survival Guide for Landlords – we recommend all responsible Landlords take a look by clicking here.

Below are some useful links for Landlords in Northern Ireland:

Rent officer for Northern Ireland

Repairs – Guidance for Northern Ireland Landlords

Landlords Association of Northern Ireland

Rates on rental properties

Block of Flats

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Home Insurance

Holiday-Home-Insurance

Residential Landlord

Land Liability

Commercial Property

Why choose the Property Insurance Centre

Independent advice by approachable staff online or by phone

Access to a wide range of insurers to source suitable insurance cover for your needs

Bespoke Insurance Schemes & Portfolio Policies available

We can tailor your policy to suit your exact needs to give you complete peace of mind

Competitive Premiums

Cover available for the buildings while the property is being converted, renovated or extended

Over 40 years experience working with the best insurers in the UK

Excellent communication so that you understand what risks you are insured against

Why choose the Property Insurance Centre

Independent broker with staff you can speak to by phone or online

Access to a wide range of insurers to source suitable insurance cover for your needs

Bespoke Insurance Schemes & Portfolio Policies available

We can tailor your policy to suit your exact needs to give you complete peace of mind

Competitive Premiums

Cover available for the buildings while the property is being converted, renovated or extended

Over 40 years experience working with the best insurers in the UK

Excellent communication so that you understand what risks you are insured against

Why choose the Property Insurance Centre

Independent broker with staff you can speak to by phone or online

Access to a wide range of insurers to source suitable insurance cover for your needs

Bespoke Insurance Schemes & Portfolio Policies available

We can tailor your policy to suit your exact needs to give you complete peace of mind

Competitive Premiums

Cover available for the buildings while the property is being converted, renovated or extended

Over 40 years experience working with the best insurers in the UK

Excellent communication so that you understand what risks you are insured against

Specialists in Commercial & Residential Insurance

We have over 40 years experience as Residential and Commercial Insurance Brokers. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Whether you have an adverse claims history, a high value property or a large portfolio of properties, we can source suitable cover for you. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

Looking for a quote now? Give us a call on 0800 085 3761 or complete one of our quote request forms.

We are also authorised and regulated by the Financial Conduct Authority and you can view our registration here.

Get In Touch:

We accept most payment types including:

UK Call Handlers & Dedicated New Business Team

Call Us on 0800 085 3761