Landlord Insurance Brokers Northern Ireland
Landlords that we have helped in Northern Ireland:
As one of the leading specialist landlord insurance brokers in Northern Ireland we have access to the best rates and exclusive cover with the major insurance underwriters.
While other insurance brokers concentrate on cars and home insurance for over 40 years we have stuck with our specialism in landlord and commercial property owners insurance with clients all over NI as well as mainland UK.
Landlords Cover Includes
- Cover whilst empty
- Public Liability
- Escape of Water
- Storm, Flood, Fire
- Malicious Damage
- Optional Legal Expenses
- Contents Cover
- Full Accidental Damage Cover
With our headquarters based in Newtownards and an office in London we have helped thousands of landlords all over the UK get the best rates and cover and there is no situation that we have not seen before and it is this expertise that means that we will be able to find the right cover at the best rates for our landlords.
Examples of our great cover:
Mr Coey contacted us for his wholesale building located in Kilkeel, it was 2 units located on the same site. His previous insurance company were looking for £2400 for the buildings and liability cover, but we were able to get better cover for £935.60. Mr Coey was delighted and has since insured another building with ourselves located in Newtownabbey which is a bathroom and door showroom.
Mr Fazal was looking for buildings and business insurance for in Indian restaurant located in Lisburn. We were able to get buildings cover, public liability, employee liability and stock cover for £650 for the year. He took advantage of our great rates by spreading the payments on Direct Debit. We came in over 20% cheaper than his previous insurer and as we came highly recommended from another restaurant owner he had no hesitation in using Property Insurance Centre.
If you are looking for landlord insurance Northern Ireland call us today freephone 0800 085 3761 and see what we can do for you.
There is no point in getting the correct insurance policy in place if you are a Landlord, and not comply with certain obligations. Getting the right policy and complying with any legal obligation will after all protect YOU, not to mention your tenant. Top Tip – Know the relevant laws for a landlord, as correct insurance is only half the battle!
You must adhere to and follow these Legal Requirements:
- the Disability Discrimination Order (NI) 2006
- the Sex Discrimination (Northern Ireland) Oredr 1976
- the Race Relations (NI) Order 1997
If you are a Landlord and need some guidance then you should contact the Equality Commission for NI & get some Legal Advice!
Landlord Responsibilities in Northern Ireland
- repairs to the building structure & exterior, heating & hot water, basins, sinks, baths etc
- Gas & Electrical Safety
- Safety of furniture & furnishings
- making sure the property is fit to be lived in
- common areas in houses of multiple occupancy
Below are some useful links for Landlords in Northern Ireland: