Newsagents Insurance
Public liability insurance is essential for all retail shops including Newsagents. When it comes to finding the best cover and rates let Property Insurance Centre do all the searching for you. As a busy owner of a newsagents our dedicated new business team will search through our insurance providers to find you public liability, employee liability, buildings and contents, stock cover, fixtures and fittings, goods in transit and legal expenses. If something happens to your premises or stock it will impact your ability to trade so we can also provide you with business interruption insurance cover.
To get a no obligation quotation today call us FREE on 0800 085 3761. We are NOT a call centre.
As high street newsagents face mounting pressures from rising crime, extreme weather, and supply chain volatility, the need for robust, tailored insurance has never been more urgent.
Crime and Retail Theft Surge
According to the British Retail Consortium’s (BRC) 2024 Crime Survey, retail theft in the UK has surged by over 27%, with small businesses like newsagents often bearing the brunt. The cost of retail crime reached £1.76 billion, with incidents involving violence and abuse toward shop staff also on the rise.
“We’re seeing more newsagents suffer losses from shoplifting, burglary and even ram-raids,” says James Tillman, spokesperson for the National Federation of Retail Newsagents (NFRN). “Insurance must now include not just theft, but cover for damaged storefronts and lost trading hours.”
Extreme Weather and Flooding
Climate change is reshaping insurance risk. Recent flooding in parts of the UK—including the record rainfall of Storm Henk in early 2024—has devastated many local businesses.
The Association of British Insurers (ABI) has reported a 19% rise in commercial flood insurance claims between 2023 and 2024.
“We had to close for two weeks after the February floods,” said Carla Demir, who runs a newsagents in Oxfordshire. “Luckily, our insurance covered not just property damage, but business interruption too—without that, we’d be gone.”
Supply Chain Disruptions
Newsagents also depend on timely newspaper and magazine deliveries, but delays and shortages have become more frequent. A cyberattack on a major UK magazine distributor in late 2023 affected hundreds of independent retailers.
What Should Newsagents Insurance Include in 2025?
A comprehensive insurance policy for a newsagent should include:
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Property Insurance (including shopfront and signage)
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Contents and Stock Insurance
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Theft and Vandalism Cover
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Public and Employers’ Liability Insurance
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Business Interruption Cover
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Goods in Transit (especially for delivery rounds)
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Cyber Insurance (for ePOS systems and data breaches)
Why choose the Property Insurance Centre
Independent advice by approachable staff online or by phone
Access to a wide range of insurers to source suitable insurance cover for your needs
Bespoke Insurance Schemes & Portfolio Policies available
We can tailor your policy to suit your exact needs to give you complete peace of mind
Competitive Premiums
Cover available for the buildings while the property is being converted, renovated or extended
Over 40 years experience working with the best insurers in the UK
Excellent communication so that you understand what risks you are insured against
Why choose the Property Insurance Centre
Independent broker with staff you can speak to by phone or online
Access to a wide range of insurers to source suitable insurance cover for your needs
Bespoke Insurance Schemes & Portfolio Policies available
We can tailor your policy to suit your exact needs to give you complete peace of mind
Competitive Premiums
Cover available for the buildings while the property is being converted, renovated or extended
Over 40 years experience working with the best insurers in the UK
Excellent communication so that you understand what risks you are insured against
Why choose the Property Insurance Centre
Independent broker with staff you can speak to by phone or online
Access to a wide range of insurers to source suitable insurance cover for your needs
Bespoke Insurance Schemes & Portfolio Policies available
We can tailor your policy to suit your exact needs to give you complete peace of mind
Competitive Premiums
Cover available for the buildings while the property is being converted, renovated or extended
Over 40 years experience working with the best insurers in the UK
Excellent communication so that you understand what risks you are insured against
Specialists in Commercial & Residential Insurance
We have over 40 years experience as Residential and Commercial Insurance Brokers. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.
Whether you have an adverse claims history, a high value property or a large portfolio of properties, we can source suitable cover for you. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.
Looking for a quote now? Give us a call on 0800 085 3761 or complete one of our quote request forms.
We are also authorised and regulated by the Financial Conduct Authority and you can view our registration here.
Get In Touch:
[contact-form-7 id="12585" title="New Callback"]We accept most payment types including:
UK Call Handlers & Dedicated New Business Team
Call Us on 0800 085 3761
Robert Fisher is a company director of the Property Insurance Centre, who specialise in Business and Property Insurance, serving clients throughout the United Kingdom. His expertise and career in insurance spans almost twenty years.
Robert’s background is in Building Surveying, which he studied at Heriot-Watt University, where he was awarded a BSc (Hons) degree. Much of his educational background is in Building Structural Safety from an engineering perspective.
The knowledge that Robert gained at undergraduate level has lent itself well, particularly as it has enabled him to evaluate the risks associated with certain buildings. This means he knows how best to place these risks and ultimately insure the properties against such risks.
His in-depth knowledge of various methods of construction has enabled him to easily identify which insurer’s underwriting criteria would best fit each client’s needs and provide the correct levels of cover.
Additionally, Robert is responsible for training the team and ensuring that they are always kept up to date with the latest industry developments. This is an area that he is naturally drawn to because of his inquisitive mind, diligence and passion for passing on knowledge to others.
He is a member of the Chartered Insurance Institute (CII) and qualified to Level 3 with the CII.
As part of the Level 3 certification, Robert has undertaken modules in Insurance, Legal & Regulatory (IF1), Insurance Claims Handling (IF4) and Insurance Household Products (IF6).
As a condition of CII membership, Robert continues his professional development by keeping abreast of the latest industry developments.
Contents
- 1 Newsagents Insurance
- 2
- 3 Insurance under one roof
- 4 We are specialists in many types of insurance
- 5 Crime and Retail Theft Surge
- 6 Extreme Weather and Flooding
- 7 Supply Chain Disruptions
- 8 What Should Newsagents Insurance Include in 2025?
- 9 Block of Flats
- 10 Unoccupied
- 11 Home Insurance
- 12 Residential Landlord
- 13 Land Liability
- 14 Commercial Property
- 15 Lockup Garage
- 16 Restaurant
- 17 Takeaway
- 18 Classic Car
- 19 Mixed Use
- 20 Tradesmen
- 21 Why choose the Property Insurance Centre
- 22 Independent advice by approachable staff online or by phone
- 23 Access to a wide range of insurers to source suitable insurance cover for your needs
- 24 Bespoke Insurance Schemes & Portfolio Policies available
- 25 We can tailor your policy to suit your exact needs to give you complete peace of mind
- 26 Competitive Premiums
- 27 Cover available for the buildings while the property is being converted, renovated or extended
- 28 Over 40 years experience working with the best insurers in the UK
- 29 Excellent communication so that you understand what risks you are insured against
- 30 Why choose the Property Insurance Centre
- 31 Independent broker with staff you can speak to by phone or online
- 32 Access to a wide range of insurers to source suitable insurance cover for your needs
- 33 Bespoke Insurance Schemes & Portfolio Policies available
- 34 We can tailor your policy to suit your exact needs to give you complete peace of mind
- 35 Competitive Premiums
- 36 Cover available for the buildings while the property is being converted, renovated or extended
- 37 Over 40 years experience working with the best insurers in the UK
- 38 Excellent communication so that you understand what risks you are insured against
- 39 Why choose the Property Insurance Centre
- 40 Independent broker with staff you can speak to by phone or online
- 41 Access to a wide range of insurers to source suitable insurance cover for your needs
- 42 Bespoke Insurance Schemes & Portfolio Policies available
- 43 We can tailor your policy to suit your exact needs to give you complete peace of mind
- 44 Competitive Premiums
- 45 Cover available for the buildings while the property is being converted, renovated or extended
- 46 Over 40 years experience working with the best insurers in the UK
- 47 Excellent communication so that you understand what risks you are insured against
- 48 Specialists in Commercial & Residential Insurance
- 49 Get In Touch:
- 50 We accept most payment types including:
- 51 UK Call Handlers & Dedicated New Business Team
- 52 Call Us on 0800 085 3761
- 53 Robert Fisher
