How to Prepare for Flash Floods and Thunderstorms

The Met Office has recently issued a warning for severe flash flooding and thunderstorms in the coming days. These weather events can be extremely dangerous and destructive, not only because of the force of the water but also because of the debris that the current frequently carries away.

Unfortunately, these types of weather events are no longer rare and can cause significant damage to homes and businesses. With the current heatwave, the problem is exacerbated because dry soil compacts, making it difficult for rainfall to infiltrate the ground and instead causing flash flooding.

How to Prepare for Flash Floods and Thunderstorms

Insurance under one roof

We are specialists in many types of insurance

How can I protect my property during a flood?

If your property is at risk of flooding and flood damage, there are several precautions you can take to protect yourself and your property. It is critical to turn off the electricity, gas, and running water inside.

Move as many belongings as possible upstairs or into the attic, and secure any furniture that cannot be moved to prevent it from floating around and causing damage to other belongings. Disconnect appliances connected to the mains via rigid pipes and use a weighted plug to block sinks and bathtubs.

Local governments can provide flood boards or sandbags to cover building vents, doors, lower windows, and air bricks to reduce the amount of water entering. Once the flooding has subsided, it is critical to remove all coverings and close the drain valves on propane or oil storage tanks as soon as possible to allow air to circulate.

What should I do and not do during a flood?

Prepare for flooding by creating a personal flood plan, keeping extension cables out of the water, and wearing rubber boots. Avoid enclosed areas that are not ventilated and can produce hazardous fumes, such as garages and basements. If you smell gas or suspect a leak, call the National Grid at 0800 111 999 right away.

Beware of rogue traders and hawkers who may try to take advantage of flooding in affected areas. If possible, avoid walking in flood water, along river banks or on river bridges. Children should not play in flood water or with contaminated objects, and they should not enter your property unless it is safe.

How to Prepare for Flash Floods and Thunderstorms 1

How can I protect my business from flooding in the future?

To protect your business from future flooding, it is critical to assess your flood risk, whether you have been in the same location for years or have recently moved in. Determine your area’s long-term flood risk and sign up for flood alerts.

Zurich publishes guidelines for assessing the risk of flooding. In addition, take steps to make your business more flood-resistant. This can lessen the impact of floodwaters and allow you to get back to work faster. These can range from no-cost measures like moving expensive equipment to higher floors and checking and maintaining drainage systems regularly, to more expensive measures like installing flood barriers and raising electrical systems above flood level.

And protecting critical equipment and documents, as well as informing your employees about evacuation procedures. It is also critical to review and updates your insurance policies to ensure that you have adequate flood coverage. By taking these precautions, you can better prepare your business for a flood and reduce the impact on your operations.

What are the Helpful Numbers for Floods?

When it comes to flooding, having the most up-to-date information and advice is critical for keeping you and your property safe. The Environment Agency’s helpline should be the first point of contact for this information. This helpline can provide you with the most recent updates and advice relevant to your location.

The phone number is 0845 988 1188, and it is open 24 hours a day, seven days a week. Aside from the helpline, you can sign up for Floodline Warnings Direct, which will send you personalized alerts and notifications. To register for Typetalk, dial 0845 988 1188 or go online. If the flood caused any damage or loss, you may need to file a claim. More information and advice on how to file a claim can be found on the Environment Agency’s website.

How to Prepare for Flash Floods and Thunderstorms 2

Flash floods and severe thunderstorms can be extremely dangerous and destructive, wreaking havoc on property and businesses. It is critical to prepare for these types of weather events by staying up to date on the latest updates and guidance, taking steps to protect your property and possessions, and knowing what to do and what not to do during a flood. Furthermore, it is critical to protect your business from future flooding by assessing the risk of flooding, strengthening your business, and implementing a flood response plan. By taking these precautions, you will be better prepared to deal with the challenges of flash floods and storms, minimising the impact on your life and business.

Residential Landlord

Commercial Property

Why choose the Property Insurance Centre

Independent advice by approachable staff online or by phone

Access to a wide range of insurers to source suitable insurance cover for your needs

Bespoke Insurance Schemes & Portfolio Policies available

We can tailor your policy to suit your exact needs to give you complete peace of mind

Competitive Premiums

Cover available for the buildings while the property is being converted, renovated or extended

Over 40 years experience working with the best insurers in the UK

Excellent communication so that you understand what risks you are insured against

Why choose the Property Insurance Centre

Independent broker with staff you can speak to by phone or online

Access to a wide range of insurers to source suitable insurance cover for your needs

Bespoke Insurance Schemes & Portfolio Policies available

We can tailor your policy to suit your exact needs to give you complete peace of mind

Competitive Premiums

Cover available for the buildings while the property is being converted, renovated or extended

Over 40 years experience working with the best insurers in the UK

Excellent communication so that you understand what risks you are insured against

Why choose the Property Insurance Centre

Independent broker with staff you can speak to by phone or online

Access to a wide range of insurers to source suitable insurance cover for your needs

Bespoke Insurance Schemes & Portfolio Policies available

We can tailor your policy to suit your exact needs to give you complete peace of mind

Competitive Premiums

Cover available for the buildings while the property is being converted, renovated or extended

Over 40 years experience working with the best insurers in the UK

Excellent communication so that you understand what risks you are insured against

Specialists in Commercial & Residential Insurance

We have over 40 years experience as Residential and Commercial Insurance Brokers. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Whether you have an adverse claims history, a high value property or a large portfolio of properties, we can source suitable cover for you. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

Looking for a quote now? Give us a call on 0800 085 3761 or complete one of our quote request forms.

We are also authorised and regulated by the Financial Conduct Authority and you can view our registration here.

Get In Touch:

[contact-form-7 id="12585" title="New Callback"]

We accept most payment types including:

UK Call Handlers & Dedicated New Business Team

Call Us on 0800 085 3761

Director at Property Insurance Centre | Website |  + posts

Robert Fisher is a company director of the Property Insurance Centre, who specialise in Business and Property Insurance, serving clients throughout the United Kingdom. His expertise and career in insurance spans almost twenty years.

Robert’s background is in Building Surveying, which he studied at Heriot-Watt University, where he was awarded a BSc (Hons) degree. Much of his educational background is in Building Structural Safety from an engineering perspective.

The knowledge that Robert gained at undergraduate level has lent itself well, particularly as it has enabled him to evaluate the risks associated with certain buildings. This means he knows how best to place these risks and ultimately insure the properties against such risks.

His in-depth knowledge of various methods of construction has enabled him to easily identify which insurer’s underwriting criteria would best fit each client’s needs and provide the correct levels of cover.

Additionally, Robert is responsible for training the team and ensuring that they are always kept up to date with the latest industry developments. This is an area that he is naturally drawn to because of his inquisitive mind, diligence and passion for passing on knowledge to others.

He is a member of the Chartered Insurance Institute (CII) and qualified to Level 3 with the CII.

As part of the Level 3 certification, Robert has undertaken modules in Insurance, Legal & Regulatory (IF1), Insurance Claims Handling (IF4) and Insurance Household Products (IF6).

As a condition of CII membership, Robert continues his professional development by keeping abreast of the latest industry developments.

Contents