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Uncategorized

Get expert information about Uncategorized Insurance from the insurance team at Property Insurance Centre. Get your questions answered.

29 06, 2019

Where to Buy Restaurant Insurance from

By |2022-05-16T08:50:08+00:00June 29th, 2019|insurance, Restaurant Insurance, Shop Insurance, Uncategorized|Comments Off on Where to Buy Restaurant Insurance from

Where to Buy Restaurant Insurance from Do you own a restaurant, a café, a fast-food restaurant or a takeaway? If so you will know that insurance is critical – but do you know exactly what types of insurance you should make sure you have and do you know what each is for? Just in case you are new to this or aren’t sure, read on for some hints and tips to make sure you are covered when you need it. Restaurant insurance in just a generic title for insurance to cover places which are like restaurants such as cafes, sandwich bars, takeaways and fast food restaurants as these businesses all need similar types of cover.  That said, every business is different – so it’s essential that you take the time to think about what you need.  Let’s think about a few questions which show how every business is unique [...]

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29 06, 2019

Landlord insurance in Northern Ireland

By |2022-05-16T08:53:03+00:00June 29th, 2019|insurance, Landlord Insurance, Residential Landlords Insurance, Uncategorized|Comments Off on Landlord insurance in Northern Ireland

Landlord insurance in Northern Ireland Are you already a landlord with one or multiple properties or are you thinking about becoming a landlord? If your answer is yes, now is the time to understand why you must ensure you have the right insurance. The condition of the property market in Northern Ireland is perfect for landlords. Many people can’t afford to buy their own home so renting is a good option which also leaves them without the responsibility of looking after the premise they are living in. Many businesses can’t afford to purchase buildings or if they are opening for the first time they aren’t ready to commit to property. The rental market is perfect for both commercial and residential landlords, with plenty of availability in Belfast and across Northern Ireland. But in terms of insurance that means a lot of responsibility sits with landlords. This is why landlord [...]

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29 06, 2019

Who to Choose for Your Commercial Building Insurance

By |2022-05-16T08:55:08+00:00June 29th, 2019|Commercial Property Insurance, insurance, Uncategorized|Comments Off on Who to Choose for Your Commercial Building Insurance

Who to Choose for Your Commercial Building Insurance When something goes wrong it’s not a good time to find out that your insurance cover isn’t right. If you own business premises and operate businesses from them you must ensure you have adequate insurance. Equally if you are a landlord with a single property or several properties and someone else operates businesses from them, you must ensure your risk is insured. This is known as commercial building insurance. As a basic you need to insure the actual building in case something happens to it. If you have a mortgage this is likely to be a pre-condition but if you do not have a mortgage it is still recommended as otherwise you risk having to rebuild your premise yourself if something happens to it. To insure a commercial building, you need know what activities are being carried out by the business or [...]

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29 06, 2019

Business buildings insurance

By |2022-05-16T08:57:02+00:00June 29th, 2019|Buildings Insurance, insurance, Uncategorized|Comments Off on Business buildings insurance

Business buildings insurance So it’s that time of year again – the annual insurance renewal premium comes in. As businesses, we always want to make sure we have the right insurance to cover us if something happens – but we also want to make sure our premium represents value for money – so how do we know we are getting the right insurance for our needs? What is business building insurance? Business buildings are critical to the survival of most businesses – so if you own your building it’s essential that you insure it for all potential risks and that the level of cover is right. If you or your businesses is renting out premises to other people, insuring your buildings is even more important to the protection of your investment. As a basic, you must insure the actual building – whether that’s a factory, a retail premise or [...]

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29 06, 2019

What Types of Property Insurance Are Available?

By |2022-05-16T09:03:26+00:00June 29th, 2019|Commercial Property Insurance, insurance, Landlord Insurance, Residential Landlords Insurance, Uncategorized, Unoccupied Commercial Property Insurance, Unoccupied Residential Property Insurance|Comments Off on What Types of Property Insurance Are Available?

What Types of Property Insurance Are Available? Although property insurance in the UK is not mandatory, it is a requirement of interested parties such as banks or anyone who lends you money secured on your property.  Also, if you rent out your commercial or residential property your tenant will assume that you have adequate insurance cover in place for the buildings. There are lots of different types of property insurance available, everything from common home insurance policies to bespoke portfolio packages for landlords with a variety of commercial buildings. Get a Quote Insurance under one roof We are specialists in many types of insurance At Property Insurance Centre we specialise in commercial insurance policies but do cater for home insurance policies through our offices in Northern Ireland [...]

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29 06, 2019

Why Is Commercial Insurance Important?

By |2022-05-16T08:59:47+00:00June 29th, 2019|Commercial Property Insurance, insurance, Landlord Insurance, Uncategorized|Comments Off on Why Is Commercial Insurance Important?

Why Is Commercial Insurance Important? Your commercial property you own is one of the most expensive assets in your life. There it is extremely important you make sure you have adequate insurance cover in place to protect you against unforeseen incidents such as fire, subsidence, floods, etc. The team at Property Insurance Centre have extensive knowledge of different types of insurance available and can therefore guide you on the all the different types of cover. It is important to insure your property for the correct rebuild. Appointing a building surveyor to survey your property will ascertain a figure to which you should insure your property for. You do not want to underinsure your property as this will cause a lot of issue if a claim occurs. Why not give us a call on 0800 085 3761 to see how we can help you insure your property. Get a Quote [...]

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29 06, 2019

Block of Flats Insurance Southampton

By |2022-05-31T10:52:09+00:00June 29th, 2019|Block Of Flats Insurance, insurance, Uncategorized|Comments Off on Block of Flats Insurance Southampton

Block of Flats Insurance Southampton We are pleased to be able to offer great levels of cover and rates on block of flats policies around Southampton, Portsmouth & Brighton. What is included in our Block of Flats insurance policy? Each policy is specific to your individual requirements as a landlord, property manager or lettings agent.  Typically if you own the leasehold of the flats then all you will require is cover for the buildings, property owners liability and cover for the surrounding land that you own. Get a Quote Insurance under one roof We are specialists in many types of insurance We do also offer the following levels of cover: Employers liability up to £10 Million Terrorism Cover Alternative Accommodation Landlord contents insurance Communal contents insurance Cover [...]

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29 06, 2019

Contractors All Risk Insurance from Property Insurance

By |2021-01-22T06:43:44+00:00June 29th, 2019|insurance, Tradesman Insurance, Uncategorized|Comments Off on Contractors All Risk Insurance from Property Insurance

Contractors All Risk Insurance from Property Insurance Since 1976 Property Insurance Centre have specialised in Commercial and non standard types of insurance for a wide range of customers all over the UK & NI.  With access to the major insurance underwriters such as AXA, Ageas, Allianz, RSA, Aviva and Lloyd’s we can offer higher risk bespoke policies such as Contractors All Risk Insurance. What is Contractors All Risk Insurance? It is a non-standard policy that covers contractors for compensation claims if surrounding properties are damaged as a result of the construction project you are working on as well as injury to a third party (liability).  This type of insurance can offer protection against liability claims from subcontractors. Get a Quote Insurance under one roof We are specialists in many types of insurance [...]

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29 06, 2019

Property Owners Liability Cover

By |2022-05-31T10:56:01+00:00June 29th, 2019|Home Insurance, insurance, Landlord Insurance, Residential Landlords Insurance, Uncategorized|Comments Off on Property Owners Liability Cover

Property Owners Liability Cover What does Property Owners Liability cover? It allows you to meet any costs or compensation payments that might need to be paid out after being sued by a member of the public following an injury.  It is specific liability insurance for property owners such as landlords. Who Does Property Owners Liability cover? It covers any property owners as you have a legal responsibility to ensure your property is well maintained and does not present unnecessary risks of injury or damage to tenants, visitors or members of the public outside the building.  It is for landlords and property owners. Where do I get Property Owners Liability cover? As one of the few specialist Commercial & Landlord insurance brokers in the UK we are able to offer excellent rates on our Property Owners Liability cover.  If you would like a quote or immediate cover call us today [...]

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29 06, 2019

Shop Insurance

By |2022-05-31T10:59:14+00:00June 29th, 2019|insurance, Shop Insurance, Uncategorized|Comments Off on Shop Insurance

Shop Insurance Where to Shop for Insurance? When it comes to finding insurance for your shop you need to make sure that you are covered for lots of potential situations that might happen.  Therefore, find an insurance broker with the experience in commercial insurance who will do the searching for you instead of comparison websites.  Comparison websites only ask a few questions relevant to the business without asking the questions relevant to your specific shop. At Property Insurance Centre we have been trading since 1976 and pride ourselves in specialising in Commercial Insurance.  Answer the questions once to us and let us do all the searching for you.  We have great cover and rates with the major insurance underwriters such as AXA, Ageas, Allianz, RSA, Aviva & Lloyds and are pleased to offer cover for a wide range of shops including Coffee Shops, Restaurants, Florists, Butchers, Supermarkets, Grocers, Barbers, [...]

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29 06, 2019

Block of Flats Insurance Manchester

By |2022-05-31T11:02:55+00:00June 29th, 2019|Block Of Flats Insurance, insurance, Uncategorized|Comments Off on Block of Flats Insurance Manchester

Block of Flats Insurance Manchester We were delighted to be able to offer Mr Singh a Block of Flats Insurance policy for his block of 20 flats in the Salford area of Manchester.  He saved of £800 on his previous insurer’s renewal and was delighted with the saving and the fact that our portfolio policies mean that he can move his entire portfolio to one policy with us. Our block of flats insurance can include employer’s liability, terrorism, property owners liability, alternative accommodation, loss of rent, contents and buildings insurance cover.  Property Insurance Centre can also add subsidence, legal expenses, lift insurance and also directors and officers insurance if required. We pride ourselves on our independence and over 40 years of brokering gives us access to the major UK insurance underwriters ensuring the best rates and cover available.  If you are looking for Block of Flats Insurance in Manchester [...]

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29 06, 2019

Chip Shop Insurance

By |2022-05-31T11:07:16+00:00June 29th, 2019|Chip Shop Insurance, Fish and Chip Shop Insurance, insurance, Uncategorized|Comments Off on Chip Shop Insurance

Chip Shop Insurance Property Insurance Centre have specialised in Commercial Insurance since 1976 and through our established relationships with the major underwriters we are able to provide some of the best rates and cover for Chip Shop Insurance in the UK. It can be difficult to find insurance companies who provide insurance for businesses who have deep fryers in their business.  However, we have access to some of the leading insurance underwriters and can offer great cover for Fish & Chip Shops with cover starting from £400. The rates will depend on the levels of cover required, postcode and even factors such as your food hygiene rating will make a difference to the cost of your insurance. As a family run independent broker we will do all the searching for you. Our chip shop insurance policies offer public and employee liability protection as standard and you can change the [...]

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29 06, 2019

Empty House Insurance

By |2022-05-31T11:10:20+00:00June 29th, 2019|insurance, Landlord Insurance, Uncategorized, Unoccupied Commercial Property Insurance, Unoccupied Residential Property Insurance|Comments Off on Empty House Insurance

Empty House Insurance Property Insurance Centre are one of the leading insurance providers for Unoccupied House Insurance in the UK & Northern Ireland.  Standard home insurance policies only cover your home if it is empty for no more than 30 consecutive days at a time. Cover can provide: Property Owners Liability Fire Cover Option to increase to wider perils What does unoccupied mean for home insurance? Your home is considered empty or unoccupied if your property is empty for more than 30 days (a few insurance companies will go to 60 days) in which case your existing home insurance will reduce the types of cover that are offered.  There are lots of reasons that your home can become unoccupied, the most common is during renovations and it is important that you notify your insurance provider on what refurbishments are happening and an estimate on the cost of the works.  [...]

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28 06, 2019

Unoccupied Property Insurance

By |2022-05-31T11:13:49+00:00June 28th, 2019|insurance, Landlord Insurance, Uncategorized, Unoccupied Commercial Property Insurance, Unoccupied Residential Property Insurance|Comments Off on Unoccupied Property Insurance

Unoccupied Property Insurance As one of the leading commercial and residential insurance brokers in the UK we are pleased to offer some of the best cover and rates on Unoccupied Property Insurance. We are one of the few companies to offer extended perils on cover of up to 90 days on inoccupancy (only if your intention is to let the property) which is per perfect for the many reasons that your home is unoccupied such as: Builders are in your home carrying out renovations or refurbishment and it is uninhabitable during the works. Long holiday (over 30 days for standard home insurance policies). Working abroad. Admitted to hospital for a long period or respite care. Admitted to a nursing home for a longer period. Away from your home because you work for the Army or other Military body. In between tenants if you let your home out. Get a [...]

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28 06, 2019

Specialist & Tailored Commercial Building Insurance

By |2022-05-31T11:19:10+00:00June 28th, 2019|Commercial Property Insurance, insurance, Uncategorized|Comments Off on Specialist & Tailored Commercial Building Insurance

Specialist & Tailored Commercial Building Insurance As one of the few specialist Commercial insurance brokers in the UK we are pleased to offer the best levels of cover and rates available on Commercial Building Insurance.  Our policies are underwritten by the largest companies such as AXA, Ageas, Allianz, RSA, Aviva and non standard and high risk policies are underwritten by our relationship with Lloyd’s Building Insurance for Commercial Property The purpose of Commercial Building Insurance is for commercial landlords looking to protect their building even if it is unoccupied.  With over 40 years of experience in the commercial insurance market we offer bespoke policies for everyone from those with one commercial property to portfolio policies for mixed use buildings.  With our experience we will do all the searching around to give you complete peace of mind not to mention the best rates available in the UK. Get a Quote [...]

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28 06, 2019

Home Insurance Specialists in Northern Ireland

By |2022-05-31T11:21:32+00:00June 28th, 2019|Home Insurance, insurance, Landlord Content Insurance, Uncategorized|Comments Off on Home Insurance Specialists in Northern Ireland

Home Insurance Specialists in Northern Ireland Property Insurance Centre have been trading as an independent broker in Northern Ireland since 1976 and due to the long established relationships and access to the major insurance underwriters in the UK we are able to give the best rates and cover in Northern Ireland. We don’t offer false discounts online with our policies and are not on search comparison websites. The reason for this is in order to pass on the best rates and cover available on our Home Insurance for our Northern Ireland customers. We also offer genuine discounts on our home insurance policies for those with a no claims discount, have a working house alarm and other factors such as being in a neighbourhood watch scheme. Get a Quote Insurance under one roof We are specialists in many types of insurance [...]

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28 06, 2019

Commercial Building Insurance

By |2021-03-10T12:32:34+00:00June 28th, 2019|Commercial Building Insurance, insurance, Uncategorized|Comments Off on Commercial Building Insurance

Commercial Building Insurance Property Insurance Centre have been at the forefront of Commercial Building Insurance since 1976 and are proud to be one of the few specialist brokers with access to the major insurance underwriters who offer the best cover and rates in the UK.  We have thousands of customers in the UK & Northern Ireland of all sizes and types of commercial buildings. What is Commercial Building Insurance? It is usually taken out by the owner of the building (e.g. landlord) and cover the physical structure of the premises (walls, roof and floors).  The fixtures and fittings of a building are covered by a business insurance policy and usually taken out by the tenant or business owner not the landlord. What does Commercial Building Insurance Cover? You can get the following types of cover for your commercial building: Flood Fire Storm Subsidence Vandalism Escape of water Get a [...]

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28 06, 2019

Property Insurance

By |2022-05-10T14:24:09+00:00June 28th, 2019|Home Insurance, insurance, Landlord Insurance, Residential Landlords Insurance, Uncategorized|Comments Off on Property Insurance

Property Insurance With lots of the companies offering Property Insurance we wanted to let you know about why you should choose Property Insurance Centre for your buildings insurance needs: Independent broker with friendly, knowledgeable staff available online or by phone. Access to a wide range of insurers in the UK with the best cover and rates available. Bespoke insurance schemes & portfolio policies are available. Complete peace of mind through our tailored policies. Experts in Occupied & Unoccupied Commercial & Residential Insurance policies. Over 40 years of experience working with the best insurance underwriters in the UK. Excellent communication so that you understand what risks you are insured against. Get a Quote Insurance under one roof We are specialists in many types of insurance Everyone who owns [...]

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28 06, 2019

Buildings Insurance Specialists in Northern Ireland

By |2023-06-22T10:10:01+00:00June 28th, 2019|Building Insurance, insurance, Uncategorized|Comments Off on Buildings Insurance Specialists in Northern Ireland

Buildings Insurance Specialists in Northern Ireland Since 1976 Property Insurance Centre have provided independent insurance brokerage for a range of buildings insurance for Commercial and Residential buildings all over Northern Ireland.  Our head office is based at Donaghadee Road, Newtownards, BT23 7ET and if you are looking for the best price and cover from a local insurance broker you can speak to us today on 0800 085 3761. Taking out a Building Insurance Policy will: Protect you Protect your investment Protect you from Public Liability claims Get a Quote Insurance under one roof We are specialists in many types of insurance We provide a wide range of insurance policies around NI: Block of Flats Unoccupied Commercial Unoccupied Residential Home Insurance Residential Landlord Land Liability Commercial Property Lock Up [...]

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28 06, 2019

Are you looking for A Commercial Property Insurance Quote?

By |2022-05-31T11:28:26+00:00June 28th, 2019|Commercial Property Insurance, insurance, Uncategorized|Comments Off on Are you looking for A Commercial Property Insurance Quote?

Are you looking for A Commercial Property Insurance Quote? At Property Insurance Centre we are not on comparison websites because we believe in passing on the best prices directly to our clients. We will do all the searching for you and have access to the major insurance companies such as AXA, Ageas, Allianz, RSA, Aviva and Lloyds. With over 40 years experience we have access to the best cover and prices and as we specialise in Commercial Property Insurance we know the various types of policies available. As Commercial Property Insurance Brokers we have standard cover for buildings and contents as well as optional extras such as Accidental damage, employers’ liability, theft by tenants, loss of rent and legal expenses policies. One thing that we would recommend is that you try to improve security standards with your building, this includes have a 5 lever mortice deadlock and security bolts on [...]

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28 06, 2019

Need Terrorism Insurance for Buildings in UK?

By |2022-05-31T11:31:14+00:00June 28th, 2019|insurance, Terrorism Insurance, Uncategorized|Comments Off on Need Terrorism Insurance for Buildings in UK?

Need Terrorism Insurance for Buildings in UK? Property Insurance Centre as one of the few specialists in Commercial & Residential Property Insurance are pleased to be able to offer Terrorism Insurance from £56.00. We can insure Commercial Property Owners, Blocks of Flats, Residential Property Owners (including Landlords) & Home owners for Terrorism. As disappointing as it is that you need to cover for such events they are becoming more frequent in the UK and it is important that you have adequate cover in place, as standard insurance cover does not protect you should such an event occur. It is also a requirement with certain banks such as Al Rayan and Gatehouse Banks that you have terrorism cover when it comes to getting mortgages. Get a Quote Insurance under one roof We are specialists in many types of insurance [...]

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28 06, 2019

What does Property Owners Liability Insurance Cover?

By |2022-05-31T11:33:32+00:00June 28th, 2019|insurance, Property Owners Liability Insurance, Uncategorized|Comments Off on What does Property Owners Liability Insurance Cover?

What does Property Owners Liability Insurance Cover? This is commonly used by Commercial and Residential landlords to give them liability cover against compensation claims from tenants and members of public who can make a claim against them if they are injured on their premises or damage is caused to surrounding properties. It covers any areas that are owned by you such as car parks, land as well as communal areas such as stairs, etc. This is normally insurance purchased by landlords and if you are a tenant or business owner who rents your premises from someone it is worth checking that your landlord has Property Owners Liability Insurance. What Can Property Insurance Centre do for Property Owners? Since 1976 Property Insurance Centre have provided excellent rates and cover for Commercial and Residential Property Owners. Not only can we provide protection with regards to public liability but also provide additional [...]

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28 06, 2019

Do I need Land Liability Insurance?

By |2022-05-31T11:36:51+00:00June 28th, 2019|insurance, Land Liability Insurance, Uncategorized|Comments Off on Do I need Land Liability Insurance?

Do I need Land Liability Insurance? ]Do I need Land Liability Insurance? Land liability insurance is a specialist type of public liability insurance and will offer insurance protection for land owners from compensation claims if something happens to members of the public who are passing through your land or if damage is caused from trees on your land if they were to damage property or people.  Who needs Land Liability Insurance? Land liability insurance is perfect for owners of plots of land, building sites, woodlands, fields and also car parks and private roads.  Policy holders will have this for people who have land for personal reasons or even rent it out to farmers and land liability insurance is to protect you as the land owner from compensation claims from people who are on your land even if they are trespassing.  Therefore, as a land owner you do need land [...]

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28 06, 2019

Landlord Insurance Specialists in Northern Ireland

By |2022-05-31T11:39:54+00:00June 28th, 2019|insurance, Landlord Insurance, Uncategorized|Comments Off on Landlord Insurance Specialists in Northern Ireland

Landlord Insurance Specialists in Northern Ireland With over 40 years of trading as an insurance broker Property Insurance Centre have the experience and access to a wide range of the leading UK insurance companies to offer the best rates and cover available for Landlords in Northern Ireland. As a landlord it is important that you insure your buildings in order to protect your investment. Typical cover would be all standard perils such as Fire, malicious damage, accidental damage, storm, Flood, escape of water and Property Owners Liability is normally 2 million or can be raised to 5 million if required. Our insurance policies can cover public liability, legal expenses and loss of rent protection. We offer policies that are tailored to give you peace of mind and the best rates available in Northern Ireland.  We have access to the largest underwriters such as AXA, Ageas, Allianz, RSA, Aviva, Lloyds [...]

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Copyright © Property Insurance Centre 2013 - 2026 | All Rights Reserved | Authorised and regulated by the Financial Conduct Authority. Ref. No. 603924 | Townsend Insurance Services and Property Insurance Centre are trading names of Townsend (Newtownards) Ltd (NI 602426) | Company registered at 91-97 Ormeau Road, Belfast, BT7 1SH. CWA Europe

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