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12 11, 2019

Landlord insurance brokers NI

By |2020-05-27T14:53:33+00:00November 12th, 2019|insurance, Landlord Insurance, Uncategorized|Comments Off on Landlord insurance brokers NI

Landlord Insurance Brokers Northern Ireland Landlords that we have helped in Northern Ireland: As one of the leading specialist landlord insurance brokers in Northern Ireland we have access to the best rates and exclusive cover with the major insurance underwriters.  While other insurance brokers concentrate on cars and home insurance for over 40 years we have stuck with our specialism in landlord and commercial property owners insurance with clients all over NI as well as mainland UK. Landlords Cover Includes Cover whilst empty Public Liability Escape of Water Storm, Flood, Fire Malicious Damage Optional Legal Expenses Contents Cover Full Accidental Damage Cover With our headquarters based in Newtownards and an office in London we have helped thousands of landlords all over the UK get the best rates and cover and there is no situation that we have not seen before and it is this expertise that means that we [...]

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12 11, 2019

Land Insurance

By |2020-05-13T15:08:43+00:00November 12th, 2019|insurance, Land Liability Insurance, Uncategorized|Comments Off on Land Insurance

Land Insurance Land insurance If you own land or have the responsibility for maintaining a piece of land, you may think that insurance is not important, but you would be wrong.  No matter whether your land is in regular use or not, you should consider taking out land insurance.  Why? What could possibly happen? You may be the most responsible Land or Property Owner in the world, but that does not mean you won't be on the wrong end of a Solicitor's letter after a member of the Public trips, falls & injures themselves on your land! What happens if a tree branch falls from your land and damages a car passing by, or worse still, injures someone. These are all scenarios that Solicitors will take on - were you negligent by not filling in potholes or not cutting back that tree?  Limits of Cover - £1 million, £2 [...]

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6 11, 2019

Touring Caravan Insurance

By |2020-05-15T08:34:26+00:00November 6th, 2019|Caravan Insurance, insurance, Touring Caravan Insurance, Uncategorized|Comments Off on Touring Caravan Insurance

Touring Caravan Insurance Insurance under one roof We are specialists in many types of insurance Block of Flats Unoccupied Home Insurance Residential Landlord Land Liability Commercial Property Lockup Garage Restaurant Takeaway Classic Car Mixed Use Tradesmen Why choose the Property Insurance Centre [...]

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5 11, 2019

Block Insurance

By |2022-05-05T09:33:50+00:00November 5th, 2019|Block Of Flats Insurance, insurance, Uncategorized|Comments Off on Block Insurance

Block Insurance Our Block Policies will cover you for Property Owners Liability Alternative Accommodation Loss of Rental Income Legal Cover is optional Communal Contents Our Block Policies are Flexible You can add or remove certain covers as required Lift inspection policies can be bolted on If you have claim we can provide a claims handler who works FOR YOU not the insurance company! We will Insure any type of block Converted Block of Flats Purpose Built Block of Flats Blocks with Commercial Unit below Block with mixed Tenant type Owner Occupied Blocks of Flats Get a Quote Insurance under one roof We are specialists in many types of insurance What is block insurance? Block Insurance is for property owners or management companies with multiple connected properties.  The [...]

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5 11, 2019

House Insurance Northern Ireland

By |2022-05-10T14:25:25+00:00November 5th, 2019|Home Insurance, insurance, Landlord Insurance, Residential Landlords Insurance, Uncategorized|Comments Off on House Insurance Northern Ireland

Home Insurance NI A recent House Price Index showed the standard price of a property in Northern Ireland is £136,767 and this ranges from terrace properties at £95,202 to detached properties at £204,060.  Many buyers borrow a mortgage of between 75 and 95% of the value of the home and providers normally require the property to be insured while the mortgage remains in place.  Even if you do not have a mortgage, most people’s homes are their biggest asset so there’s a clear need to make sure all home owners make sure they get best Home Insurance NI policy with multiple layers of protection. Failing to adequately insure your home can have massive repercussions if the worst happens and you home is damaged.  But what do you actually need to insure? Get a Quote Insurance under one roof We are specialists [...]

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31 10, 2019

Black Friday Insurance

By |2020-05-13T16:00:49+00:00October 31st, 2019|Commercial Property Insurance, Directors and Officers Insurance, insurance, Shop Insurance, Tradesman Insurance, Uncategorized|Comments Off on Black Friday Insurance

Black Friday Insurance Black Friday Insurance Deals are coming to Property Insurance Centre in 2019! We will also stretch it out for the whole week! We can cover and DISCOUNT the following classes of Business during Black Friday Week! CALL US OR FILL IN AN ONLINE FORM DURING BLACK FRIDAY WEEK FOR YOUR CLASS OF BUSINESS - AS LONG AS YOU CALL OR FORM FILL THE BLACK FRIDAY DISCOUNT WILL APPLY! The Discount is UK Wide! Our Black Friday deals will apply to your renewal next year also. We will continue to apply our discounts when the policy is due to renew, if you have taken out the policy and paid during Black Friday Week. This means your policy will not spike in price next year, due to not getting the Black Friday Insurance Discount. Get a Quote Insurance under one roof [...]

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31 10, 2019

Block of Flats Fire Safety Guide

By |2022-05-10T14:30:29+00:00October 31st, 2019|Block Of Flats Insurance, insurance, Uncategorized|Comments Off on Block of Flats Fire Safety Guide

Block of Flats Fire Safety Guide The Property Insurance Centre Block of Flats Fire Safety Guide aims to offer you some general guidance about fire safety in blocks of flats. Of course, specific advice for each block of flats will also differ for each particular building. No building is the same. Be sure to read this guide in conjunction with the guidance in place for your own building. This is often in the form of a fire safety notice posted in the communal areas of your building. Please note: you can also download this introductory guide as a PDF or read it as a flip magazine further down on this page. Get a Quote Insurance under one roof We are specialists in many types of insurance 1. [...]

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30 10, 2019

Save money on your caravan insurance

By |2020-05-13T16:54:43+00:00October 30th, 2019|Caravan Insurance, insurance, Static Caravan Insurance, Touring Caravan Insurance, Uncategorized|Comments Off on Save money on your caravan insurance

Save Money on Caravan Insurance Request A Quote: Own a touring caravan can be very liberating experience. Being able to take yourself off to anywhere at the drop off a hat appeals to many. As a result, owning and insuring your caravan has become more and more popular, but how do you know where to get the best deal, and how can you save money on your caravan insurance? After all, one of the reasons many people own a caravan, is to save money on accommodation costs by investing an initial outlay in the actual caravan! Huge annual premiums paid to insurance companies will negate those envisaged savings! Get a Quote Insurance under one roof We are specialists in many types of insurance Here are some tip [...]

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29 10, 2019

Do I need Unoccupied Property Insurance?

By |2023-09-04T08:30:09+00:00October 29th, 2019|insurance, Landlord Insurance, Uncategorized, Unoccupied Commercial Property Insurance, Unoccupied Residential Property Insurance|Comments Off on Do I need Unoccupied Property Insurance?

Do I need Unoccupied Property Insurance? Who needs unoccupied property insurance and why would I need it? Do you travel for business and are away for long periods of time?  Have you a building which you haven’t managed to let and it is sitting vacant?  Has your tenant just moved out of your flat or house?  Has your relative become in need of nursing or residential care and isn’t likely to be home for some time? There are many reasons a property can become unoccupied – but if you answered ‘yes’ to any of the questions above, you need to take a look at your current insurance policy and see if you need to replace it or add unoccupied property insurance to it. What is unoccupied property insurance? Insurance companies think that occupied properties are less risky.  Someone is there most days checking that nothing bad is happening, like [...]

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29 10, 2019

Caravan Insurance

By |2022-05-10T14:34:30+00:00October 29th, 2019|Caravan Insurance, insurance, Static Caravan Insurance, Touring Caravan Insurance, Uncategorized|Comments Off on Caravan Insurance

Caravan Insurance Caravan Insurance Owning a caravan can be a very rewarding experience. It provide a weekend or summer long escape, allowing you to forget all of daily stresses you can find in your home. Or does it? The one thing you should do to keep that feeling of harmony going, is get the right caravan insurance . Without the correct cover, your picturesque setting can quickly become a money pit nightmare! What do you need to know about Caravan Insurance? Well, whether you own a touring caravan or a static caravan, there are certain risks attached of course. You need to make sure you caravan is covered for various eventualities and comply with some various important conditions of the policy. A specialist caravan insurance policy will provide cover that not is provided by a standard car insurance policy – something many caravan owner forget is that whilst you [...]

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29 10, 2019

Buy to let insurance

By |2022-05-10T14:36:25+00:00October 29th, 2019|Home Insurance, insurance, Landlord Insurance, Residential Landlords Insurance, Uncategorized|Comments Off on Buy to let insurance

Buy to Let Insurance If you have already bought a property to let or you are thinking about it, make sure you take out the right buy to let insurance policy. When you are letting a property, you can’t just take out normal home insurance cover as you have additional responsibilities which you need to cover.  You are not present in your property all the time, so there are also different kinds of risk that you and your property are exposed to. So what kind of risks do you need cover for? Everyone knows there are a wide range of things that can go wrong when you own and let out a property. From mechanical breakdowns with cookers or boilers to damage caused by a fire, flood or the tenant themselves, no one can predict what may go wrong. A buy to let policy can include cover for a wide [...]

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29 10, 2019

Should I take out tenant’s liability insurance?

By |2022-05-10T14:39:15+00:00October 29th, 2019|Home Insurance, insurance, Landlord Insurance, Tenant Liability Insurance, Uncategorized|Comments Off on Should I take out tenant’s liability insurance?

Should I take out tenant’s liability insurance? Have you just signed your tenancy agreement and are getting ready to move into your new property?  Maybe you have lived in a rented property for a while but you have never taken out any insurance cover?  Whether you are moving into a new flat or a house or you have been there for yours, if you haven’t already done so, you should really think about taking out tenants liability insurance.  Here’s a bit of information to help you with the decision. What is tenant’s liability insurance? When you rent a property your tenancy agreement normally comes with a list of things which are in the property such as fixtures and fittings and household items.  At the end of your tenancy agreement, and sometimes at intervals in between, your landlord or their agent will check that these things are still in the [...]

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25 10, 2019

Landlords Cover and Fire Cover

By |2022-05-10T14:41:05+00:00October 25th, 2019|Home Insurance, insurance, Landlord Insurance, Residential Landlords Insurance, Uncategorized|Comments Off on Landlords Cover and Fire Cover

Landlords Cover Customers will often call us and ask for Fire Cover or Landlords Cover when taking out a policy. This terminology often originates from lenders and banks, who insist that where there is a mortgage in place, there is also fire cover in place. When taking out Fire Cover or Landlord Cover as it is more commonly known as. Do you know what you are actually being insured for? We let’s look at the main covers under a standard Landlord Insurance policy for a Residential Buy to Let Policy. Fire Cover Fire is self – explanatory. Normally from an electrical fault for example or from an explosion. Top Tip – check your policy covers Fire AND also does not exclude arson. Not all policies cover arson. Get a Quote Insurance under one roof We are specialists in many types of [...]

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24 10, 2019

Landlords Contents Insurance

By |2022-05-10T14:42:52+00:00October 24th, 2019|Buy to Let Insurance, Home Insurance, insurance, Landlord Insurance, Residential Landlords Insurance, Uncategorized|Comments Off on Landlords Contents Insurance

Landlords Contents Insurance Landlords Contents Insurance Let’s say you are Property Investor and the immediate thought is let’s get the building covered as that is where the biggest risk is. Right? Well, not ALL of the time. Yes, or course get the building insured as a matter or priority to get immediate protection on your hard earned investment, but don’t forget about the contents which becomes even more important when the property becomes occupied by a tenant. Let’s look at why in a moment, but first, what is landlords contents insurance?Question: What is the most common Landlord Insurance Claim. Answer: Escape of water claim to landlords contents including carpets! What is landlord contents insurance? These are the contents owned by you, the landlord. Imagine you but a property to rent out and decide to get a tenant after some general sprucing up of the property. Then you get the [...]

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23 10, 2019

Protect the Family with Insurance

By |2022-05-10T14:44:32+00:00October 23rd, 2019|Home Insurance, insurance, Landlord Content Insurance, Landlord Insurance, Residential Landlords Insurance, Uncategorized|Comments Off on Protect the Family with Insurance

Get the correct Cover There are loads of insurance companies out there and loads of insurance broker to choose from. Today it is easy to go online and search them out. Competing insurers will often give fantastic offers at discounted prices. The temptation, of course, is to go for the 'cheapest' one - especially when you are trying to make savings at times of relative hardship! For example, let's say you own a 4 storey Victorian Town House. You go online and fill in their online form, and there is a fantastic premium quoted. It halves your current insurer's renewal price and provides all the best cover available. BUT, there is one problem - you filled the form in incorrectly by mistake. You have confirmed there are only 3 floors at the property. You think, "No big thing, right?"  Wrong! How do you know the insurer covers properties with [...]

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18 10, 2019

Landlord cover with public liability

By |2022-05-10T14:45:55+00:00October 18th, 2019|Commercial Property Insurance, Home Insurance, insurance, Landlord Content Insurance, Landlord Insurance, Residential Landlords Insurance, Uncategorized|Comments Off on Landlord cover with public liability

Landlord Cover with Public Liability What is Landlord Cover? Landlord cover is insurance for landlord which includes insurance for Flood, Storm, Fire, Loss of Rent, Theft, malicious damage, accidental damage, to name a few. Most importantly it includes Landlord Liability Cover. Top tip when buying Landlords Insurance Make sure the Property Owners Liability or Landlord Liability is sufficient - Property Insurance Centre can offer policies that provider the landlord with cover up to £2,000,000, £5,000,000 or even £10,000,000 for much larger property, such as a large flats insurance. You need to assess the risk at your premises, by thinking of who visits your property and how often people visit the property - all of which increases the risk of higher landlord liability required. Get a Quote Insurance under one roof We are specialists in many types of insurance [...]

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24 09, 2019

Block of Flats Insurance and Best Landlord Insurance

By |2022-05-10T14:51:32+00:00September 24th, 2019|Block Of Flats Insurance, insurance, Landlord Insurance, Uncategorized|Comments Off on Block of Flats Insurance and Best Landlord Insurance

Block of Flats Insurance Quotes How do you get the best landlord insurance if you are renting your single flat out, or if you own a block of flats freehold, and the property is occupied by leaseholders and private working tenants on a 6 months tenancy agreement. Well, there are many providers out there, but you need to know what you SHOULD be insured for. It can often be said, your tenant or occupant is the driving force behind the type of insurance and cover you need. So think carefully. Below are some examples of different combinations - be it purpose built, converted house or a mixture of tenant types, such as leasehold and private 6 months AST. Top Tip - If you own a block of flats building and rent out half with the other half owner occupied, make sure your policy covers both alternative accommodation AND Loss [...]

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24 09, 2019

Restaurant Insurance Quotes

By |2022-05-16T08:22:55+00:00September 24th, 2019|insurance, Restaurant Insurance, Shop Insurance, Uncategorized|Comments Off on Restaurant Insurance Quotes

Restaurant Insurance Quotes If you own a restaurant you know how important it is to make sure you have the right insurance and that you take the time when your annual renewal documentation comes in to make sure that you think about whether anything has changed since your previous renewal and that you then ensure your cover continues.  If you are opening a restaurant for the first time, trust us when we say that restaurant insurance is not an area you should cut corners on.  Some people also refer to restaurant insurance coverage as business insurance for a restaurant – but the name is not as important as ensuring you get the right cover for all your restaurant insurance needs. If you are not quite sure what you actually need, it is best to take some professional advice rather than relying on a google search such as ‘business insurance for [...]

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2 09, 2019

Block of Flats Insurance Policy

By |2020-05-14T16:36:29+00:00September 2nd, 2019|Block Of Flats Insurance, insurance, Uncategorized|Comments Off on Block of Flats Insurance Policy

Block of Flats Insurance Policy or Freehold Policy At Property Insurance Centre we find that many people who are responsible for organising insurance for a block of flats find the application process so complicated they tend to stick with the same provider for years.  We have heard this again and again from landlords, management agents and residents associations.  This means that they often haven’t had a competitive quote in a long time and unfortunately sometimes that their cover isn’t what they need and won’t be sufficient if the worst happens and they have to make a claim.  At Property Insurance Centre we focus on making your renewal as easy as possible by taking all the details about your property, talking you through the types of cover you may need, agreeing what must be covered and what will be optional and then we do all the legwork for you.  We [...]

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9 07, 2019

Public liability Insurance for Community Groups

By |2020-05-15T09:00:55+00:00July 9th, 2019|insurance, Public Liability Insurance, Uncategorized|Comments Off on Public liability Insurance for Community Groups

Public Liability Insurance For Community Groups Our Public Liability Insurance for Community Groups insurance provides protection for support or community groups who are not for profit and benefiting the local community. Even if you operate from a village hall you will still need public liability insurance to protect your club.  You may also be required to obtain this cover to use the premises. Examples of clubs we insure are: Book club Womens group Church group Over 50's group Stamp collecting club Knitting club The well being of club members is always a concern and its the organisers responsibility to ensure the adequate insurance cover is in place. Call us today on 0800 085 3761 to get a quote and arrange cover. Get a Quote Insurance under one roof We are specialists in many types of insurance [...]

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9 07, 2019

Single Event Public Liability Insurance

By |2025-03-25T11:29:52+00:00July 9th, 2019|insurance, Public Liability Insurance|Comments Off on Single Event Public Liability Insurance

Single Event Public Liability Insurance From small private events to larger public events such as fetes and exhibitions. We Can Cover: Public liability up to £10 million Events up to 10,000 visitors, more on referral Public liability section will cover food and drink supplied for consumption by the event organisers Employers liability can be added up to £10 million Equipment cover can be added up to £20,000 Cancellation, abandonment and postponement cover up to £10,000 can be added Examples of Events we can cover: Anniversary Party Bag packing for clients BBQ Barn dance Book fair Car show (static) Christmas light switch on Country fair If you are looking for Single Event Public Liability Insurance call us today for FREE on 0800 085 3761. We are not a call centre. Get a Quote Insurance under one roof We are specialists in many [...]

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29 06, 2019

Commercial Insurance NI

By |2022-05-16T08:29:43+00:00June 29th, 2019|Commercial Property Insurance, insurance, Landlord Insurance, Shop Insurance, Uncategorized|Comments Off on Commercial Insurance NI

Commercial Insurance NI Commercial Insurance Northern Ireland Whether you have a small family owned business, rent lots of properties across Northern Ireland or run a global multi-national organisation you need commercial insurance that suits your needs and your organisation.  Our team of specialist brokers at Property Insurance Centre in Northern Ireland are dedicated to finding you the right insurance for your needs at the best premium. We specialise in Commercial Insurance Northern Ireland. Some examples of some local business types we support: Ice Cream Shop Insurance Public House Insurance Financial Advisers Office Insurance Locksmith Insurance Restaurant Insurance including Takeaways Get a Quote Insurance under one roof We are specialists in many types of insurance Why Choose us for your Insurance NI? We are a locally based company in [...]

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29 06, 2019

Coffee shop insurance

By |2022-05-16T08:31:14+00:00June 29th, 2019|Coffee Shop Insurance, insurance, Shop Insurance, Uncategorized|Comments Off on Coffee shop insurance

Coffee shop insurance Not all coffee is the same – and as the owner or manager of a coffee shop, you know that not all coffee shops are the same either.  Whether you are a sole trader or one of a chain of multi-nationals, you still need insurance that meets your needs.  Property Insurance Centre specialises in providing support to a range of coffee shops, restaurants and takeaway providers so we know our business is to help support your business.  Customer service is key to us, so we aim to make purchasing your coffee shop insurance or any other insurance as convenient as possible – but we also that you can’t afford to have the wrong insurance when you need it so we need to take the time to get things right.  Each one of our customers has a dedicated contact and you won’t have to go through a [...]

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29 06, 2019

Insurance for Gardeners

By |2025-03-25T11:36:48+00:00June 29th, 2019|insurance, Tradesman Insurance, Uncategorized|Comments Off on Insurance for Gardeners

Insurance for Gardeners You spend your day making everyone’s garden look beautiful but do ever take the time out to check your insurance policy and make sure you have covered everything you need?  Why buy Gardeners Insurance? Without the correct cover in place for a gardener, it will be difficult to even get contracts. One of the first things a prospective employer will ask for is proof of your insurance. If you have a team, they will also want to see some proof that you have Employers Liability insurance in place.  Carrying Public Liability under a gardener's insurance policy is a must. You can have varying levels of cover, and normally you can increase the limit up to £5,000,000 for an additional premium. You will be covered for possible injury to a member of the public from your work and third-party property damage—a must if you or maybe a [...]

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Copyright © Property Insurance Centre 2013 - 2026 | All Rights Reserved | Authorised and regulated by the Financial Conduct Authority. Ref. No. 603924 | Townsend Insurance Services and Property Insurance Centre are trading names of Townsend (Newtownards) Ltd (NI 602426) | Company registered at 91-97 Ormeau Road, Belfast, BT7 1SH. CWA Europe

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