Home Insurance

Home Insurance Broker It’s that time of year again and your home insurance renewal quote comes through the door. Many people take out their home insurance when they get their mortgage and then they stick with the same company for years without realising how much extra this may cost them. Some people think that they have to stay with their mortgage provider – but you can buy insurance from any provider so long as you have buildings insurance in place while you still have your mortgage. Other people spend time every year searching online and phoning companies to see if they can save money – but often they don’t think about the cover they are getting and whether it is what they actually need. Have you ever thought that using a home insurance broker could save you time and money? Most importantly brokers are experts in making sure you [...]

Tips for Getting Your Home Winter Ready Your house is probably your most valuable asset in your life therefore you want to do all you can to protect it. Now the lovely summer weather has finished and the chilly winter weather has arrived we need to make sure we have our house protected against this. Also, remember the better kept your property is, the less chance you will claim statistically - and the less you claim the cheaper your insurance! So it make sense to follow these tips if you are to get the best home insurance quote. Here are some handy tips: 1.) Clean gutters and downspouts Leaves and tree debris get caught up in our gutters and build up throughout the year. When it rains or snows there’s nowhere for the excess water to go, therefore it has no option but build up and possibly seep through [...]

Do I have to tell my insurer I work from home Yes, you may not need additional cover but it is vital that you check with your current home insurance provider if you are working or running your own business from home.  If something was to happen and you needed to make a claim it is important that your insurance company is aware as running your business from home can invalidate standard home insurance policies. This is why you need the correct work from home insurance cover. As a specialist business insurance provider since 1976 we can provide you with the best cover and rates available. We have a dedicated new business team and you can call us today on 08000853761 The following are the main classifications of working from home: Clerical Business Use – this is to cover you for working from home and use of office equipment [...]

Home Emergency Breakdown Cover Insurance UK Many of our customers opt for Home Emergency Cover as an extra to their Home Insurance Policy that they hold separately. It essentially compliments your household policy, providing benefits and services which are not normally available under such policies. The home emergency cover will normally provide cover up to a value of £1,000. Many homeowners take this policy out for risks to their boiler for example. Other covers may include plumbing problems relating to leaking pipes, blocked drains or leaking radiators, toilet blockages, hot water failure, pests such as mice or rats (which are a major issue in cold weather conditions that we are experiencing in the UK at the moment), roofing (where slates have been blown off during a storm or bad weather conditions). The policy will normally include a call out, labour, parts and materials to carry out emergency repairs or if [...]

Home Insurance Romford Mr Rahman owned his own private house in Romford and was insured with a different broker until last year. He has been with his previous insurer for nearly 15 years and never once had to claim, until last year. The claim occurred two weeks before the policy was due to renew. The insured received little assistance with the claim from his insurance company & the insurer also refused to offer terms due to the pending claim. If you are looking for Home Insurance in Romford speak to us today on 0800 085 3761. This placed the customer in an awkward position, being so close to his renewal date with an outstanding claim. This prompted the customer to look for alternative insurance cover. Once the customer contacted us, we contacted our underwriters and asked them to consider cover taking into consideration the outstanding claim. They agreed and the [...]