Latest From The Blog

28 06, 2019

When Do I need Unoccupied Commercial Property Insurance

By |2022-05-31T11:24:23+00:00June 28th, 2019|insurance, Unoccupied Commercial Property Insurance, Unoccupied Residential Property Insurance|Comments Off on When Do I need Unoccupied Commercial Property Insurance

When Do I need Unoccupied Commercial Property Insurance When Do I need Unoccupied Commercial Property Insurance? It is required by Commercial Property Owners in which the previous tenant has moved out or you are selling or have a vacant commercial premises.  It is standard that you will get standard peril cover (Fire, Lightening, Earthquake and Aircraft). In addition to FLEA cover you are also covered for public or 3rd party liability giving you peace of mind and confidence that you are protected against injury or property damage claims. With unoccupied home insurance your current insurance provider will not offer the same terms of cover and protection if your premises are empty and you must always notify your insurance provider if your home or business becomes empty. Get a Quote Insurance under one roof We are specialists in many types of insurance [...]

28 06, 2019

Commercial Building Insurance

By |2021-03-10T12:32:34+00:00June 28th, 2019|Commercial Building Insurance, insurance, Uncategorized|Comments Off on Commercial Building Insurance

Commercial Building Insurance Property Insurance Centre have been at the forefront of Commercial Building Insurance since 1976 and are proud to be one of the few specialist brokers with access to the major insurance underwriters who offer the best cover and rates in the UK.  We have thousands of customers in the UK & Northern Ireland of all sizes and types of commercial buildings. What is Commercial Building Insurance? It is usually taken out by the owner of the building (e.g. landlord) and cover the physical structure of the premises (walls, roof and floors).  The fixtures and fittings of a building are covered by a business insurance policy and usually taken out by the tenant or business owner not the landlord. What does Commercial Building Insurance Cover? You can get the following types of cover for your commercial building: Flood Fire Storm Subsidence Vandalism Escape of water Get a [...]

28 06, 2019

Property Insurance

By |2022-05-10T14:24:09+00:00June 28th, 2019|Home Insurance, insurance, Landlord Insurance, Residential Landlords Insurance, Uncategorized|Comments Off on Property Insurance

Property Insurance With lots of the companies offering Property Insurance we wanted to let you know about why you should choose Property Insurance Centre for your buildings insurance needs: Independent broker with friendly, knowledgeable staff available online or by phone. Access to a wide range of insurers in the UK with the best cover and rates available. Bespoke insurance schemes & portfolio policies are available. Complete peace of mind through our tailored policies. Experts in Occupied & Unoccupied Commercial & Residential Insurance policies. Over 40 years of experience working with the best insurance underwriters in the UK. Excellent communication so that you understand what risks you are insured against. Get a Quote Insurance under one roof We are specialists in many types of insurance Everyone who owns [...]

28 06, 2019

Buildings Insurance Specialists in Northern Ireland

By |2023-06-22T10:10:01+00:00June 28th, 2019|Building Insurance, insurance, Uncategorized|Comments Off on Buildings Insurance Specialists in Northern Ireland

Buildings Insurance Specialists in Northern Ireland Since 1976 Property Insurance Centre have provided independent insurance brokerage for a range of buildings insurance for Commercial and Residential buildings all over Northern Ireland.  Our head office is based at Donaghadee Road, Newtownards, BT23 7ET and if you are looking for the best price and cover from a local insurance broker you can speak to us today on 0800 085 3761. Taking out a Building Insurance Policy will: Protect you Protect your investment Protect you from Public Liability claims Get a Quote Insurance under one roof We are specialists in many types of insurance We provide a wide range of insurance policies around NI: Block of Flats Unoccupied Commercial Unoccupied Residential Home Insurance Residential Landlord Land Liability Commercial Property Lock Up [...]

28 06, 2019

Are you looking for A Commercial Property Insurance Quote?

By |2022-05-31T11:28:26+00:00June 28th, 2019|Commercial Property Insurance, insurance, Uncategorized|Comments Off on Are you looking for A Commercial Property Insurance Quote?

Are you looking for A Commercial Property Insurance Quote? At Property Insurance Centre we are not on comparison websites because we believe in passing on the best prices directly to our clients. We will do all the searching for you and have access to the major insurance companies such as AXA, Ageas, Allianz, RSA, Aviva and Lloyds. With over 40 years experience we have access to the best cover and prices and as we specialise in Commercial Property Insurance we know the various types of policies available. As Commercial Property Insurance Brokers we have standard cover for buildings and contents as well as optional extras such as Accidental damage, employers’ liability, theft by tenants, loss of rent and legal expenses policies. One thing that we would recommend is that you try to improve security standards with your building, this includes have a 5 lever mortice deadlock and security bolts on [...]

28 06, 2019

Need Terrorism Insurance for Buildings in UK?

By |2022-05-31T11:31:14+00:00June 28th, 2019|insurance, Terrorism Insurance, Uncategorized|Comments Off on Need Terrorism Insurance for Buildings in UK?

Need Terrorism Insurance for Buildings in UK? Property Insurance Centre as one of the few specialists in Commercial & Residential Property Insurance are pleased to be able to offer Terrorism Insurance from £56.00. We can insure Commercial Property Owners, Blocks of Flats, Residential Property Owners (including Landlords) & Home owners for Terrorism. As disappointing as it is that you need to cover for such events they are becoming more frequent in the UK and it is important that you have adequate cover in place, as standard insurance cover does not protect you should such an event occur. It is also a requirement with certain banks such as Al Rayan and Gatehouse Banks that you have terrorism cover when it comes to getting mortgages. Get a Quote Insurance under one roof We are specialists in many types of insurance [...]

28 06, 2019

What does Property Owners Liability Insurance Cover?

By |2022-05-31T11:33:32+00:00June 28th, 2019|insurance, Property Owners Liability Insurance, Uncategorized|Comments Off on What does Property Owners Liability Insurance Cover?

What does Property Owners Liability Insurance Cover? This is commonly used by Commercial and Residential landlords to give them liability cover against compensation claims from tenants and members of public who can make a claim against them if they are injured on their premises or damage is caused to surrounding properties. It covers any areas that are owned by you such as car parks, land as well as communal areas such as stairs, etc. This is normally insurance purchased by landlords and if you are a tenant or business owner who rents your premises from someone it is worth checking that your landlord has Property Owners Liability Insurance. What Can Property Insurance Centre do for Property Owners? Since 1976 Property Insurance Centre have provided excellent rates and cover for Commercial and Residential Property Owners. Not only can we provide protection with regards to public liability but also provide additional [...]

28 06, 2019

Do I need Land Liability Insurance?

By |2022-05-31T11:36:51+00:00June 28th, 2019|insurance, Land Liability Insurance, Uncategorized|Comments Off on Do I need Land Liability Insurance?

Do I need Land Liability Insurance? ]Do I need Land Liability Insurance? Land liability insurance is a specialist type of public liability insurance and will offer insurance protection for land owners from compensation claims if something happens to members of the public who are passing through your land or if damage is caused from trees on your land if they were to damage property or people.  Who needs Land Liability Insurance? Land liability insurance is perfect for owners of plots of land, building sites, woodlands, fields and also car parks and private roads.  Policy holders will have this for people who have land for personal reasons or even rent it out to farmers and land liability insurance is to protect you as the land owner from compensation claims from people who are on your land even if they are trespassing.  Therefore, as a land owner you do need land [...]

28 06, 2019

Landlord Insurance Specialists in Northern Ireland

By |2022-05-31T11:39:54+00:00June 28th, 2019|insurance, Landlord Insurance, Uncategorized|Comments Off on Landlord Insurance Specialists in Northern Ireland

Landlord Insurance Specialists in Northern Ireland With over 40 years of trading as an insurance broker Property Insurance Centre have the experience and access to a wide range of the leading UK insurance companies to offer the best rates and cover available for Landlords in Northern Ireland. As a landlord it is important that you insure your buildings in order to protect your investment. Typical cover would be all standard perils such as Fire, malicious damage, accidental damage, storm, Flood, escape of water and Property Owners Liability is normally 2 million or can be raised to 5 million if required. Our insurance policies can cover public liability, legal expenses and loss of rent protection. We offer policies that are tailored to give you peace of mind and the best rates available in Northern Ireland.  We have access to the largest underwriters such as AXA, Ageas, Allianz, RSA, Aviva, Lloyds [...]

28 06, 2019

Commercial Property Insurance Specialists Northern Ireland

By |2020-05-16T17:12:49+00:00June 28th, 2019|Commercial Property Insurance, insurance, Uncategorized|Comments Off on Commercial Property Insurance Specialists Northern Ireland

Commercial Property Insurance Specialists Northern Ireland ]Commercial Property Insurance covers a wide variety of business types in Northern Ireland.  At Property Insurance Centre we are one of the few brokers who specialise purely on Business Insurance. Our Business Insurance can cover your premises, employees, stock, money held on the premises and we have great rates on Cyber Insurance as well. Buildings insurance will cover the cost of rebuilding or repairs on your premises if they are damaged through one of a list of common perils such as Fire or Escape of Water.  Our commercial insurance policies are perfect for tenants or owners of business or the landlords who own the buildings and rent them out.  Our insurance policies can offer additional peace of mind for landlords through our loss of rent protection which can pay out for lost rent during repairs or restoration following a successful insurance claim. Get [...]

28 06, 2019

Commercial Property Insurance Northern Ireland

By |2020-05-16T17:19:49+00:00June 28th, 2019|Commercial Property Insurance, insurance, Uncategorized|Comments Off on Commercial Property Insurance Northern Ireland

Commercial Property Insurance Northern Ireland ]Based at 4 Donaghadee Road, Newtownards, BT23 7ET Property Insurance Centre are one of the few brokers in Northern Ireland who specialise in Commercial Property Owners Insurance.  We have access to the main insurance underwriters in the UK such as AXA, Ageas, Allianz, RSA, Aviva and Lloyds we can find the best cover and rates available for Commercial Insurance policies. Trading for over 40 years means that our dedicated new business team know the best insurance company for each type of business such as textile and manufacturing, farmers, builders, offices and shops around all of Northern Ireland. With this access to specialist business insurance policies we are able to provide cover for business owners who work from their home to landlords who require multiple property portfolio policies insuring millions of pounds worth of buildings. Get a Quote [...]

28 06, 2019

Commercial Property Insurance Broker London

By |2020-05-17T07:53:12+00:00June 28th, 2019|Commercial Property Insurance, insurance, Uncategorized|Comments Off on Commercial Property Insurance Broker London

Commercial Property Insurance Broker London Since 1976 Property Insurance Centre are one of the few brokers that focus on offering specialist Commercial Property Insurance around London.  With one of our offices based at 30 Moorgate, London, EC2R 6PJ call us today for FREE on 0800 085 3761 to get the best commercial cover and rates in the UK. We cater for everyone from those who run their business from home to multiple property landlords.  With a range of policies available such as buildings and contents, great rates on loss of rent protection, property owner liability, unoccupied commercial insurance, directors and officers insurance and legal expenses cover. Get a Quote Insurance under one roof We are specialists in many types of insurance With access and well established relationships [...]

28 06, 2019

What is Commercial Property Insurance?

By |2020-05-17T08:00:07+00:00June 28th, 2019|Commercial Property Insurance, insurance, Uncategorized|Comments Off on What is Commercial Property Insurance?

What is Commercial Property Insurance? What is Commercial Property Insurance & why do I need it? If you are looking for a Commercial Property Insurance Quote or Business Insurance it essential you consider what the actual risks are to the property. This cover is essential for every organisation even if you rent/own your building or run your business from home. The typical policy will cover the buildings and it’s contents as well as everything in the grounds of the buildings including your business sign. It will normally cover public liability (3rd party) as well as Employer’s Liability which is a legal requirement in the UK. With typical liability cover from 5 million you will be able to satisfy the legal requirements as well as reassure your customers that you are covered when it comes to work with them.  With Commercial Property Insurance from Property Insurance Centre you will also [...]

28 06, 2019

Why Do I need Unoccupied Residential Insurance?

By |2020-05-17T08:05:28+00:00June 28th, 2019|insurance, Uncategorized, Unoccupied Residential Property Insurance|Comments Off on Why Do I need Unoccupied Residential Insurance?

Why Do I need Unoccupied Residential Insurance? Since 1976 Property Insurance Centre have been at the forefront of providing great levels of cover and rates on Unoccupied Residential or Empty Home Insurance. Typically standard home insurance policies only give you protection if your home is empty for no more than 30 days at any one specific time.  We are pleased to be one of the few that offer Unoccupied Residential Insurance for periods of cover such as 3, 6, 9 or 12 months. Some insurance companies will have conditions such as periodic inspections and written records of these visits to be kept.  For longer periods of unoccupancy you may have to turn off water at the stop cock or keep the property at a certain temperature to try and prevent the pipes from freezing and water damage occurring. Get a Quote Insurance [...]

28 06, 2019

Block of Flats Insurance Specialists in London

By |2020-07-07T16:01:58+00:00June 28th, 2019|Block Of Flats Insurance, insurance|Comments Off on Block of Flats Insurance Specialists in London

Block of Flats Insurance Specialists in London Property Insurance Centre have been providing insurance to wide range of customers in London since 1976. If you own, manage or reside in a block of flats in London, Sussex or Kent give us a call today on 0800 085 3761 with typical cover starting from £150. We can insure a wide range of let properties such as homes converted into flats right up to large blocks. Property Insurance Centre have access to a wide range of insurers including AXA, LV, Zurich, Allianz, Aviva, RSA & NIG (National Insurance & Guarantee Corporation) to get the best ranges and cover available. If you are resident living in a block of flats the responsibility for insuring the block is shared and usually paid by the property management company.  We have insured a wide range of block of flats customers such as freeholders, landlords, property [...]

28 06, 2019

Unoccupied Home Insurance Specialists

By |2020-05-17T08:30:10+00:00June 28th, 2019|insurance, Uncategorized, Unoccupied Residential Property Insurance|Comments Off on Unoccupied Home Insurance Specialists

Unoccupied Home Insurance Specialists Unoccupied Home Insurance Specialists – Property Insurance Centre Since 1976 Property Insurance Centre have been at the forefront of offering independent searching of a wide range of insurance providers in order to provide their customers with the best prices and cover available on Unoccupied Home Insurance. Most home insurance policies only offer unoccupied cover for properties up to 30 days and it is vital that you let you know your current insurance provider if your home is going to be unoccupied for longer than this period. There are many reasons why your property is going to be unoccupied such as selling your home, rental property is in between tenants, house renovations, extended holidays, working away from home, you have been taken into hospital for a long stay or admitted to a care home for extended respite. Get a Quote [...]

28 06, 2019

Cyber Insurance from £50

By |2021-01-15T12:23:30+00:00June 28th, 2019|insurance, Uncategorized|Comments Off on Cyber Insurance from £50

Cyber Insurance from £50 Property Insurance Centre are pleased to offer Cyber insurance to our customers in the UK from only £50. Our standard cover includes: Crisis response Incident management Expert advice provided Defence – legal, forensic investigation and expert IT advice Public relations Investigation & Restoration Awards, fines and credit monitoring where insurable by law Credit monitoring Additional cover is available for business interruption, electronic theft and VOIP hacking. Get a Quote Insurance under one roof We are specialists in many types of insurance You need cyber insurance as most businesses rely on technology to carry out vital services of your business and especially if you: Hold sensitive customer data Rely on computers to conduct your business Have a website that you rely on Subject to [...]

28 06, 2019

Unoccupied Residential Insurance London and beyond!

By |2020-05-17T09:00:32+00:00June 28th, 2019|insurance, Uncategorized, Unoccupied Residential Property Insurance|Comments Off on Unoccupied Residential Insurance London and beyond!

Unoccupied Residential Insurance London and beyond! Since 1976 Property Insurance Centre have been at the forefront of providing Commercial & Residential Insurance around the UK. With access to the main insurance providers and thousands of customers around London and the UK we will be able to give you the best cover and premiums around! Owning an unoccupied residential property presents different challenges with regards to maintenance and its insurance. Not all insurers are comfortable with insuring an empty house, hence why their insurance premiums can often be more than the average person is willing to pay. Some insurers however, specialise in unoccupied residential property insurance & property insurance centre have access to these specialist insurers within their panel of insurance providers. Cover for empty properties is often limited to Fire, Lightning, earthquake & Aircraft cover with most insurers. Property Insurance Centre can offer specialist policies where full cover can be [...]

28 06, 2019

Save money on Freeholder Building Insurance

By |2020-07-03T06:16:29+00:00June 28th, 2019|Block Of Flats Insurance, insurance, Uncategorized|Comments Off on Save money on Freeholder Building Insurance

Save money on Freeholder Building Insurance Mr Khan saved 40% on his Block of Flats Premium Mr Khan was a long leaseholder in a block of purpose built flats in London. The rebuilding cost of the property was £1 million. His freeholder was in charge of insuring the property for years. Every year the insurance was renewed with the same insurer with little thought given to the premium. Mr Khan approached the Freeholder & asked his permission to shop around for specialist block of flats insurance broker. Mr Khan eventually spoke with Property Insurance Centre who were able to provide several premiums with different insurers, who were more competitive that the existing provider. Mr Khan saved over 40% on the premium he paid with his previous insurer and was also able to add legal expenses & terrorism cover and increase the Property Owners Liability to £5 million and still save [...]

28 06, 2019

Tips for Getting Your Home Winter Ready

By |2020-05-17T12:13:16+00:00June 28th, 2019|Home Insurance, insurance, Uncategorized|Comments Off on Tips for Getting Your Home Winter Ready

Tips for Getting Your Home Winter Ready Your house is probably your most valuable asset in your life therefore you want to do all you can to protect it. Now the lovely summer weather has finished and the chilly winter weather has arrived we need to make sure we have our house protected against this. Also, remember the better kept your property is, the less chance you will claim statistically - and the less you claim the cheaper your insurance! So it make sense to follow these tips if you are to get the best home insurance quote. Here are some handy tips: 1.) Clean gutters and downspouts Leaves and tree debris get caught up in our gutters and build up throughout the year. When it rains or snows there’s nowhere for the excess water to go, therefore it has no option but build up and possibly seep through [...]

28 06, 2019

Office Insurance UK

By |2020-05-17T12:17:35+00:00June 28th, 2019|insurance, Office Insurance, Public Liability Insurance, Uncategorized|Comments Off on Office Insurance UK

Office Insurance UK Property Insurance Centre provide insurance for thousands of offices of all types and sizes around the UK. If you are an office owner responsible for insuring the buildings or trading from an office – such as administration, insurance brokers, estate agents, letting agents or accountants, you will at the very least require the office business insured for various risks to protect contents, computer equipment and fixtures & fittings, and not to mention Public Liability and Employers Liability. You may also be responsible for insuring the buildings under a package policy along with the contents. If you do, Property Insurance Centre can help with them access to specialist products catering for business owner and property owners alike. Depending on the size and footfall at such an office you can increase your Public Liability from the standard £2 million to £5 million. Employers Liability can be included up [...]

28 06, 2019

Non Standard Buildings Insurance

By |2021-10-19T19:30:17+00:00June 28th, 2019|Building Insurance, insurance, Uncategorized|Comments Off on Non Standard Buildings Insurance

Non Standard Buildings Insurance At Property Insurance Centre we have access to most of the major underwriters and because of our excellent relationships with them are able to get bespoke quotes for non standard and high risk properties. Are you a landlord or property owner of residential property & finding it difficult to insure due to one or more factors? Property Insurance Centre are residential landlord insurance specialists & there is little we cannot insure. Whether it is a grade listed building, property with a thatched roof such as an old cottage or due to previous CCJ or bankruptcy of the owner, we are sure we can accommodate you. We have access to a wide range of markets and insuring non-standard residential properties are a specialty. We insure residential property that has been empty, undergoing extensive works such as extensions or complete renovation. Whatever the circumstance and if you struggle [...]

28 06, 2019

Residents Association Insurance

By |2020-05-17T12:31:27+00:00June 28th, 2019|insurance, Uncategorized|Comments Off on Residents Association Insurance

Residents Association Insurance Residents Associations are often responsible to obtain insurance on a block of flats – either purpose built or a converted house. Buildings insurance for Residents Associations should insure against various risks such as injury to the public, Fire, impact damage by vehicles and escape of water to name a few. Residents Association Insurance can be packaged together to insure against many perils, however, one of the most important is Property Owners Liability. What can we also include? Legal Expenses  Directors & Officers Insurance Terrorism Cover Depending on the need, the stand liability limit is £2 million. This covers the Residents Association for injury to the Public or Third Party Property Damage. Think of a scenario where, a member of the public visits one of the residents and trips and falls on the staircase in a communal part of the building whilst on route to their visit. [...]

28 06, 2019

Right to manage insurance

By |2020-05-17T12:42:31+00:00June 28th, 2019|insurance, Uncategorized|Comments Off on Right to manage insurance

Right to manage insurance Right to manage insurance is often required for a freehold block of flats for residential tenants on a 6 months AST or long leaseholder/owner occupiers of the individual flats and apartments. It is often the case right to manage insurance becomes an urgent requirement where the freeholder has neglected their responsibilities and obligation to the insure the building. When this is the case Right to Manage Companies are often formed by the residents of the block of flats, and once this is form they have the right to form a Right to Manage Company (RTM) and at that point they can obtain right to manage insurance to insure for such risks as Property Owners Liability and various other perils such as Fire or storm damage. It is important to remember contents cover can be added for communal contents for which the Right to manage company is [...]

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