Office Insurance

Get expert information about Office Insurance from the insurance team at Property Insurance Centre. Get your Office Insurance questions answered.

8 08, 2024

Empty Office Insurance

By |2024-09-04T07:47:46+00:00August 8th, 2024|Office Insurance|0 Comments

How to get Empty Office Insurance Empty office Insurance If you are a property owner of an office. You will want to make sure you have the right policy in place that will cater for your particular requirements. If  that office becomes empty, whether it be short term or on a longer term basis, your requirements will almost certainly change, and most important you will need Empty Office Insurance. It is also important that you inform your insurer that the property is empty, as there are some important conditions that you will need to comply with to ensure your policy remains valid. Here are some important considerations to take into account. How long has the office been empty for? If it’s a short term unoccupancy and you have new tenants lined up, insurers will almost certainly want to keep you on cover. However, if it goes more long term [...]

16 04, 2021

Working in sheds and garages during the pandemic poses an insurance risk

By |2021-04-16T12:22:46+00:00April 16th, 2021|Home Insurance, Office Insurance|3 Comments

Working in sheds and garages during the pandemic poses an insurance risk Our habits have changed since the arrival of the Coronavirus and many people now work from home. Some have even converted their sheds, garages, or summerhouses into offices and according to an insurer's statement more and more people expect to do so. According to a survey conducted by the insurance company Aviva, the proportion of people that are incorporating a dedicated office in the home is also increasing. This is convenient but risky at the same time because some workers may not be covered by home insurance in the event of a problem. Most people choose to fit out their homes and work in what is called Shoffice. Get a Quote Insurance under one roof We are specialists in many types of insurance [...]

1 03, 2021

Working from home insurance and other concerns

By |2022-04-26T14:35:57+00:00March 1st, 2021|Business Insurance, Office Insurance|0 Comments

Working from home insurance and other concerns The health crisis we are going through has forced many employees to switch to 100% teleworking, sometimes in far from optimal conditions. As the majority of workers have always been used to working in offices, this has come as a shock to many. For managers and employees, this presents major challenges. Questions arise around the challenges, and it is also necessary to consider issues such as working from home insurance. The costs associated with working from home Before the lockdown, the majority of companies said they did not feel ready to implement the changes related to teleworking. In the rush, they had to get started. Even if the current crisis may have removed some brakes, the list of obstacles is long and often linked to costs. Confusion: the training of managers, the cost of training for all (sales team, tools, modes of [...]

28 06, 2019

Office Insurance UK

By |2020-05-17T12:17:35+00:00June 28th, 2019|insurance, Office Insurance, Public Liability Insurance, Uncategorized|Comments Off on Office Insurance UK

Office Insurance UK Property Insurance Centre provide insurance for thousands of offices of all types and sizes around the UK. If you are an office owner responsible for insuring the buildings or trading from an office – such as administration, insurance brokers, estate agents, letting agents or accountants, you will at the very least require the office business insured for various risks to protect contents, computer equipment and fixtures & fittings, and not to mention Public Liability and Employers Liability. You may also be responsible for insuring the buildings under a package policy along with the contents. If you do, Property Insurance Centre can help with them access to specialist products catering for business owner and property owners alike. Depending on the size and footfall at such an office you can increase your Public Liability from the standard £2 million to £5 million. Employers Liability can be included up [...]

25 06, 2019

Leaseholder Insurance London

By |2021-10-19T18:54:24+00:00June 25th, 2019|insurance, Office Insurance, Shop Insurance, Uncategorized|Comments Off on Leaseholder Insurance London

Leaseholder Insurance London Mrs Penny has insured with Property Insurance Centre for a number of years. She was the leaseholder of a flat in North London, and along with the 3 other leaseholders, had formed a management company to manage the freehold. Mrs Penny was on the ground floor of the block of flats and noticed there was blockage in her bathroom. A claim was made to her insurer without delay. After a number of weeks her insurer responded and stated that there was no cover within the policy in this particular case, as the insured did not opt for accidental damage cover when taking the policy out. Mrs Penny contacted her broker, Property Insurance Centre, regarding the insurer’s initial response stating there was no cover on her leaseholder insurance policy. Property Insurance Centre quickly established that the claims handler’s assessment was incorrect, and that one of the core covers [...]

22 08, 2016

Alarm Types & Their Response Times

By |2021-01-15T11:32:59+00:00August 22nd, 2016|Homepage Blog, Office Insurance, Shop Insurance|0 Comments

Alarm Types & Their Response What sort of police response should I expect? ACPO (The Association of Chief Police Officers of England, Wales and Northern Ireland), who specify Police Force/Constabulary Service guidelines, introduced a new policy on Police Response to Security Systems in 2000 which was last revised in April 2012 (download the ACPO Policy on Police Response to Security Systems (April 2012)), and since an Appendix F was added in January 2013 (ACPO Policy on Police Response to Security Systems - Appendix F (Jan 2013)). These guidelines (the ACPO Policy) state that the Police Force will only attend monitored intruder alarms that 'confirm' alarm activations, whereas previously, the Police would respond at the first activation without requiring confirmation. Normally, an alarm is considered 'confirmed' when a second detection device is activated during the same intrusion. This verifies that there is definite movement at the premises and therefore there [...]

8 04, 2015

Are you aware of asbestos regulations?

By |2020-08-05T11:00:17+00:00April 8th, 2015|Landlord Insurance, Office Insurance, Shop Insurance|0 Comments

Are you aware of asbestos regulations? Regulations exist for the management and control of exposure to asbestos because it is a potentially very dangerous material, prolonged exposure to which, says the National Health Service, may cause the life-threatening lung disease, asbestosis. The material becomes dangerous when it is disturbed by being broken, chipped, drilled into or simply allowed to deteriorate when it releases tiny fibres into the air which is breathed. There are three main types of asbestos: amosite – brown asbestos; crocidolite – blue asbestos; and chrysotile – white asbestos; Although each of these is potentially dangerous, the brown and blue varieties are much more dangerous than the white. Get a Quote Insurance under one roof We are specialists in many types of insurance Regulation Because all [...]

8 04, 2015

Working from home tips

By |2020-08-05T10:58:07+00:00April 8th, 2015|Home Insurance, Landlord Insurance, Office Insurance|0 Comments

Working from home tips If you run your own business or are able to work from home on a permanent or semi-permanent basis, it may be hard to be disciplined. Here are a few tips to make sure you are able to maximise your time at your desk, and not get distracted by some of the things that you may not find in the office. But firstly, how many people actually work from home? According to the Office for National Statistics, between January and March 2014: There were 30.1 million people in the UK; of those, 4.2 million were home workers; homeworkers account for 13.9% of the UK workforce; the number of homeworkers has grown by 1.3 million and the rate by 2.8 percentage points since 1998. Get a Quote Insurance under one roof We are specialists in many types of insurance [...]

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