Uncategorized

Get expert information about Uncategorized Insurance from the insurance team at Property Insurance Centre. Get your questions answered.

27 06, 2019

Guide to buying property at Auction

By |2021-01-15T12:29:04+00:00June 27th, 2019|insurance, Uncategorized|Comments Off on Guide to buying property at Auction

Guide to buying property at Auction Downsides to buying at auction: There are downsides to buying property at auction and the main thing to watch out for is that you don’t get into a bidding war and end up paying more than your limit for a particular property.  The only cost is any money invested in researching or surveying the property would be lost if you are unsuccessful in your bid. Costs of buying at auction: Auction fees which are typically around £200 – £400. Stamp duty. Solicitor costs. You are expected to pay for insurance on the property from the 1st day of ownership. Top Tips for buying at auction: Research the properties on the catalogue and create a list of the properties that you are interested in and then consider getting a survey. Insurance under one roof We are [...]

27 06, 2019

Do I have to tell my insurer I work from home

By |2021-10-19T19:29:14+00:00June 27th, 2019|Home Insurance, insurance, Uncategorized|Comments Off on Do I have to tell my insurer I work from home

Do I have to tell my insurer I work from home Yes, you may not need additional cover but it is vital that you check with your current home insurance provider if you are working or running your own business from home.  If something was to happen and you needed to make a claim it is important that your insurance company is aware as running your business from home can invalidate standard home insurance policies. This is why you need the correct work from home insurance cover. As a specialist business insurance provider since 1976 we can provide you with the best cover and rates available. We have a dedicated new business team and you can call us today on 08000853761 The following are the main classifications of working from home: Clerical Business Use – this is to cover you for working from home and use of office equipment [...]

27 06, 2019

Landscape Gardeners Insurance

By |2020-05-17T14:49:05+00:00June 27th, 2019|insurance, Tradesman Insurance, Uncategorized|Comments Off on Landscape Gardeners Insurance

Landscape Gardeners Insurance Property Insurance Centre are specialists in commercial insurance for gardeners and landscape architects around the UK. We typically offer public liability and employers liability insurance up to £5 million if required. Professional indemnity insurance is also a popular choice with landscape gardeners who require protection against giving the wrong advice to their clients which might result in being sued. Another popular cover with our landscape gardeners is machinery and equipment insurance which can cover everything from lawnmowers to hedge cutters and more. If you are looking for the best cover and rates around for your landscaper insurance give us a call today on 0800 085 3761. Get a Quote Insurance under one roof We are specialists in many types of insurance Block of [...]

27 06, 2019

Commercial Property Owners Insurance

By |2020-05-17T14:54:45+00:00June 27th, 2019|Commercial Property Insurance, insurance, Uncategorized|Comments Off on Commercial Property Owners Insurance

Commercial Property Owners Insurance Commercial Property Owners insurance is a must for Landlords & Property Owners alike. Property Insurance Centre have provided commercial insurance policies since 1976 all over the UK. A commercial property owners policy can protect the commercial property for various risks including Fire, Subsidence, Flood, Storm & theft for example in addition to any rental income. What can Commercial Property Owners Insurance cover: By insuring your portfolio of properties in one place you will get one renewal date, one reference number, one price and one insurance company to work with. Property owners’ liability insurance offers protection for claims made in respect of damage to 3rd party property or injury to 3rd party members of the public due to negligence relating to the property you are responsible for. It can be included in all the policies provided and all you need to let us know is the limit [...]

27 06, 2019

Supermarket Insurance

By |2020-05-17T15:03:30+00:00June 27th, 2019|insurance, Shop Insurance, Uncategorized|Comments Off on Supermarket Insurance

Supermarket Insurance As specialists in commercial insurance Property Insurance Centre since 1976 have provided cover for a range of supermarkets from small corner shops to 100,000 sq ft superstores. The common types of cover are buildings & contents, public and employers liability and also stock cover. We also provide cover for cigarettes, wines & spirits and money, legal expenses as well as various levels of cover on public liability. We have access to over 10 different underwriters and therefore will get you the best cover and rates available. With underwriters such as AXA, Zurich, Ageas, RSA, Aviva and Allianz to name a few we are confident that we can get you the best rates about. Over 40 years of trading means that we have well established relationships with the major underwriters allowing us to give competitive quotes regardless of the complexity or even high risk policies. Get a Quote [...]

27 06, 2019

Business Insurance

By |2020-05-17T16:53:30+00:00June 27th, 2019|insurance, Shop Insurance, Uncategorized|Comments Off on Business Insurance

Business Insurance Property Insurance Centre are a specialist business insurance broker covering all over the UK and work with around 10 different insurance underwriters. One insurance provider that we work closely with are AXA. AXA are an award winning provider with excellent claims handling support and unbeatable levels of cover and great rates. As a specialist commercial insurance provider we are able to offer business insurance cover from as little as £500. Why Choose Property Insurance Centre? Established in 1976 Dedicated new business team Let us do the searching for you to find the best cover and rates available Business insurance policies are perfect for offices, hairdressers, restaurants, dental surgeries and more.  We can offer affordable insurance for you whether you have just one commercial let property or an entire portfolio. If you are looking for a business insurance policy from AXA or any of our other insurance providers [...]

27 06, 2019

Sole Trader Insurance

By |2021-10-19T19:20:29+00:00June 27th, 2019|insurance, Tradesman Insurance, Uncategorized|Comments Off on Sole Trader Insurance

Sole Trader Insurance What is Sole Trader Insurance? Sole trader Insurance is a fairly broad term & can be further defined in many ways. It will mean various different things to different types of trader. It will place more importance on certain key areas of risk depending on the industry/trade you are in - whether it be retail or the trades for example, the risks can be prioritised depending on what it is you actually do for a living. Considering this is what you do 'for a living', you should have some serious thought as to what you think are your biggest risks & threats to your livelihood. We will discuss some of the most important covers that every sole trader should consider, regardless of what industry they trade within these are the ones you should definitely pay attention to! Public Liability Public Liability is a very important & key [...]

27 06, 2019

Online Store Insurance

By |2020-05-17T17:06:00+00:00June 27th, 2019|insurance, Shop Insurance, Tradesman Insurance, Uncategorized|Comments Off on Online Store Insurance

Online Store Insurance Online Retailers (E-Commerce) Insurance With the growing number of online retailers we would like to tell you that we have specific insurance cover for your e-commerce store. Not only does our E-Commerce Insurance cover you for your own independent store but also if you have your own Ebay or Amazon seller accounts. With this being a bespoke insurance package it is better that you give the details directly to our new business team. After giving details once to them they will then do the searching and negotiate with the insurance underwriters to make sure that you get the right cover for your online business as well as the best rates available. Common types of cover offered to online retailers are public and employee liability insurance as well as stock insurance. If you are running an online business or thinking of getting started get the right cover [...]

27 06, 2019

Music Equipment Insurance

By |2020-11-25T12:43:36+00:00June 27th, 2019|insurance, Shop Insurance, Uncategorized|Comments Off on Music Equipment Insurance

Music Equipment Insurance In addition to providing musicians and event insurance we are pleased to now offer insurance that covers your music equipment from accidental damage, theft and loss. Our music equipment insurance can also act like an extended warranty through our instrument and equipment breakdown cover. We can also provide you with cover to protect your equipment in your home, studio, at gigs/events or while in transit. As well as insurance to protect your equipment we can also provide public liability insurance for any gigs or events you are planning to attend or run up to £10 million. Property Insurance Centre are specialist commercial insurance brokers working with businesses and sole traders of all sizes since 1976. Our dedicated new business team can be contacted on 0800 085 3761 and if you ask to speak to us & we will do all the searching for you to make [...]

27 06, 2019

Restaurant Insurance for Mushtaqs

By |2020-07-13T12:16:35+00:00June 27th, 2019|insurance, Restaurant Insurance, Uncategorized|Comments Off on Restaurant Insurance for Mushtaqs

Restaurant Insurance for Mushtaqs Property Insurance Centre are pleased to welcome Mushtaqs in Scotland as a customer. We were able to save Mushtaqs over £200 on his existing policy. Mushtaqs are proud to have attained the Scotland’s Chef of the Year and Britain’s Best Home Delivery Service thanks to their 29 Minute Delivery guarantee. As members of the ACF (Asian Catering Federation) they were able to benefit from the price beating guarantee that we offer as Property Insurance Centre are the official insurance partner with ACF. If you are looking for the best cover and rates for restaurant insurance give our new business team a call today on 0800 085 3761 and ask for Robert or Claire. Get a Quote Insurance under one roof We are specialists in many types of insurance [...]

27 06, 2019

Insurance for Property Managers

By |2021-01-15T07:27:58+00:00June 27th, 2019|insurance, Tradesman Insurance, Uncategorized|Comments Off on Insurance for Property Managers

Insurance for Property Managers Property Insurance Centre provide specialist insurance cover for block of flats as well as Property Managers. This insurance cover can protect property managers against compensation claims if they miss something important in background checks or when you are inspecting the property.  We can also provide public liability cover for your premises as well as legal expenses cover if required. If you are a property manager looking for an insurance quote give us a call for FREE on 0800 085 3761. Get a Quote Insurance under one roof We are specialists in many types of insurance Block of Flats Unoccupied Home Insurance Residential Landlord [...]

27 06, 2019

Stock Insurance Covers

By |2020-07-23T11:12:10+00:00June 27th, 2019|insurance, Shop Insurance, Uncategorized|Comments Off on Stock Insurance Covers

Stock Insurance Cover ]Lots of different businesses have stock in their premises from shops to factories and all types of stock has the risk of being stolen or damaged. Stock insurance cover can also protect any tools or machinery as well. A loss of stock or damage to your equipment can cause serious interruption and loose your business money. Our stock insurance cover policies start from £ which would cover £ of your stock or equipment.  If it comes to making a successful claim for loss or damage of stock you will get the cost price (not RRP) at the time that you purchased it. You will have conditions that apply to your policy such as ensuring that it is stored in a certain way and inform your insurance provider if your stock level grows in terms of quantity or value. Stock insurance cover can also cover goods in [...]

27 06, 2019

Software Developer Insurance

By |2021-01-15T10:58:56+00:00June 27th, 2019|insurance, Tradesman Insurance, Uncategorized|Comments Off on Software Developer Insurance

Software Developer Insurance Property Insurance Centre are pleased to offer insurance specially designed for software developers and IT consultants. Our public liability insurance will cover everything from someone tripping over a laptop bag to specialised cover for a laptop full of newly created code being lost or damaged. The following types of insurance cover for software developers are available: Professional indemnity Risk management Employer’s liability Tools & equipment cover Public liability Cover for Buildings & Contents Directors and Officers cover If you are a Software Developer or IT Consultant looking for insurance give Claire or Robert a call on 0800 085 3761 today and let them find you the best cover and rates available. Get a Quote Insurance under one roof We are specialists in many types of insurance [...]

27 06, 2019

Restaurant Insurance

By |2021-01-15T11:02:21+00:00June 27th, 2019|insurance, Restaurant Insurance, Uncategorized|Comments Off on Restaurant Insurance

Restaurant Insurance Property Insurance Centre are a specialist Commercial broker offering a wide range of insurance policies from over 10 different providers throughout the UK and Northern Ireland. With offices in London and Newtownards, Northern Ireland we have been offering independent advice and cover since 1976. We are the official insurance partner for the Asian Catering Federation and this partnership allows us to offer the best rates to a large number of Asian and take away restaurants all over England, Wales, Scotland and Northern Ireland. When it comes to running any type of restaurant the essential cover will always be Public liability and cover for your employees (employee liability cover).  In addition to these levels of cover we can also offer Loss of License, business interruption, buildings and contents protection as well as your stock.  We can also offer specialist insurance cover such as live entertainment insurance. Get a [...]

27 06, 2019

Plasterers Insurance

By |2021-01-15T11:06:40+00:00June 27th, 2019|insurance, Tradesman Insurance, Uncategorized|Comments Off on Plasterers Insurance

Plasterers Insurance As well as other trades plasterers are normally busy people so why not let Property Insurance Centre carry out an independent search for the best cover and price for the types of insurance cover you may need. As a specialist Commercial Insurance broker since 1976 we have a dedicated new business team to assist Plasterer’s and other business owners to find the best cover and price for your insurance. The most common type of insurance cover required by plasterer’s is public liability but we can also provide employee liability and legal expenses. If you are looking for Plasterer insurance call us today on 0800 085 3761. Get a Quote Insurance under one roof We are specialists in many types of insurance Block of Flats [...]

26 06, 2019

Newsagents Insurance

By |2025-03-25T11:19:16+00:00June 26th, 2019|insurance, Shop Insurance, Uncategorized|Comments Off on Newsagents Insurance

Newsagents Insurance Public liability insurance is essential for all retail shops including Newsagents. When it comes to finding the best cover and rates let Property Insurance Centre do all the searching for you. As a busy owner of a newsagents our dedicated new business team will search through our insurance providers to find you public liability, employee liability, buildings and contents, stock cover, fixtures and fittings, goods in transit and legal expenses. If something happens to your premises or stock it will impact your ability to trade so we can also provide you with business interruption insurance cover. To get a no obligation quotation today call us FREE on 0800 085 3761. We are NOT a call centre. Get a Quote Insurance under one roof We are specialists in many types of insurance [...]

26 06, 2019

Bookkeepers Insurance

By |2020-05-18T15:06:23+00:00June 26th, 2019|insurance, Shop Insurance, Uncategorized|Comments Off on Bookkeepers Insurance

Bookkeepers Insurance If you are a bookkeeper then our commercial insurance policies will keep you protected should anything go wrong. Our professional indemnity insurance is one of the most popular and protects you should one of your clients sue you for negligence or if you make a mistake in your work. Public liability insurance is another essential for bookkeepers giving you peace of mind against claims for injury or damage. Some professional bodies such as the ICB will require you to have appropriate insurance cover in place as a requirement of their membership. At Property Insurance Centre we are an independent insurance broker and our New Business Team will take all your details and do all the searching for you to make sure that you get the best cover and rate available. Call us today on 0800 085 3761 today. Get a Quote [...]

26 06, 2019

Beauty Therapist Insurance

By |2020-05-18T15:13:05+00:00June 26th, 2019|insurance, Shop Insurance, Uncategorized|Comments Off on Beauty Therapist Insurance

Beauty Therapist Insurance When it comes to running a beauty therapist’s business you can be the best at all the treatments that you offer but things do not always go the way that it should. If a customer takes a reaction to one of your products or treatments you may be liable for a compensation claim. As a specialist commercial insurance broker since 1976 Property Insurance Centre are pleased to offer bespoke policies specifically for Beauty Therapists. Types of cover we offer Beauty Therapists: • Buildings & Contents • Public & Employee Liability • Stock • Legal expenses cover. With public liability cover from as little as £60 per year give our New Business Team a call on 0800 085 3761 if you are looking for beauty therapist insurance. Get a Quote Insurance under one roof We are specialists in many [...]

26 06, 2019

Air BnB Insurance

By |2020-05-18T15:20:47+00:00June 26th, 2019|Home Insurance, insurance, Tradesman Insurance, Uncategorized|Comments Off on Air BnB Insurance

Air BnB Insurance Being a residential property owner, you will have no doubt heard of the huge potential and interest of landlords, in renting their property out as an Air B&B. Due to the demand of consumers, Property Insurance Centre are now insuring Air B&B properties all over the UK. Cover will include all standard perils including storm, flood, accidental damage & more. Property Owners Liability can also be included up to £5,000,000 in case you require more than the standard £2,000,000. This is an essential cover as the risks involved with Liability Claims for Air B & B Properties unfortunately does not reduce. If you are letting property as an Air B & B you should make sure there are no potential hazards in the property that may result injury to one of your short term tenants. It is essential you thoroughly do your research on how to [...]

26 06, 2019

E Cigarette Shop Insurance

By |2020-07-23T11:14:11+00:00June 26th, 2019|insurance, Shop Insurance, Uncategorized|Comments Off on E Cigarette Shop Insurance

E Cigarette Shop Insurance If you are a property owner who lets a building to a tenant who’s trade is an E cigarette shop, you need the right insurance in place. This type of insurance is not always the easiest to find, as many insurers to not cover E Cigarette shops due to the risks involved with youths breaking in to steal vape cartridges for an example. This type of trade may have a high footfall and it is therefore imperative that Property Owners Liability insurance is included with any buildings insurance policy, and also to the right level. Cover can normally be provided up to £2million or £5million respectively where possible. Building Insurance Policies can also include full accidental damage, flood cover, subsidence cover, legal expenses & terrorism cover for example. Property Insurance Centre insures E Cigarette shop all over the UK using A Rated capacity rated insurers. If [...]

26 06, 2019

Insurance quotes for Plumbers, Electricians & Joiners

By |2021-01-15T07:47:42+00:00June 26th, 2019|insurance, Tradesman Insurance, Uncategorized|Comments Off on Insurance quotes for Plumbers, Electricians & Joiners

Insurance quotes for Plumbers, Electricians & Joiners Property Insurance Centre have specialised in Commercial Insurance since 1976 and are pleased to carry out independent searches of a large range of insurance underwriters to get the best cover and rates for various trades including Plumbers, Electricians and Joiners. With offices in London and Northern Ireland we have clients all over the UK. The most standard insurance covers required for these trades are Public and Employee Liability. This covers you and any employees while you are out at jobs and also at your work premises if required. Not only is the public liability an essential for any tradesman it gives you credibility to your customers.  Potential customers prefer to have trades people working on their home or business with the knowledge that appropriate insurance cover is in place. Employers’ liability insurance is required even if you have casual labourers or apprentices [...]

26 06, 2019

Loss Of Rent Insurance

By |2021-01-15T12:30:46+00:00June 26th, 2019|insurance, Loss of Rent Insurance, Uncategorized|Comments Off on Loss Of Rent Insurance

Loss of Rent Insurance Rent Guarantee & Legal Expenses For uncertain times like at moment it is good to know that you can protect your income stream in the event that a tenant may fall on hard times. We can offer you this safety net with our unique rent protect and legal expenses insurance product 12 Month Policies from £110.00 per year covering up to £3,000 per month rent. You can also opt to have no excess applicable for a small additional premium. Comprehensive Legal expenses and Rent Guarantee product covering the landlords costs for disputes between themselves and their tenants up to a maximum of £25,000 per claim, with rent guarantee insurance up to a maximum of £3,000 per month. This is a 12 month policy and costs just £110.00 per year. Policy is underwritten by Axa Assistance, so you can be sure of a solid and reliable [...]

26 06, 2019

Private Road Insurance

By |2020-09-15T16:02:10+00:00June 26th, 2019|insurance, Private Roads Liability Insurance, Uncategorized|Comments Off on Private Road Insurance

Private Road Insurance Are you responsible for a private road or part of a Management Company responsible for its maintenance? If you are, you should consider getting a good Private Road Insurance Policy. It is important that the road is insured for Public Liability in the case of a third party causing an injury to themselves. Property Insurance Centre are specialists in Liability Insurance for Private Roads and have access to a large panel of insurers for ALL Private Roads. We cover Liability up to: £1 million £2 million  £5 million  Liability claims are on the increase and all landowners need to be aware of the potential financial threat they face from claims made for injury on their private road or land. Get a Quote Insurance under one roof We are specialists in many types of insurance [...]

26 06, 2019

Nursery School Insurance

By |2020-05-18T16:00:49+00:00June 26th, 2019|insurance, Shop Insurance, Uncategorized|Comments Off on Nursery School Insurance

Nursery School Insurance Are you a landlord or property owner of a Nursery School or Day Nursery? If you are you may have found it difficult to get Nursery School Insurance due to the potential liability claims that are often associated with this type of property. Property Insurance Centre are Commercial Property Owner and Commercial Landlord Insurance specialists with access to a large panel of insurers that can provide essential cover to Property Owners of a Nursery School or Day Nursery.Cover can be provided for all standard perils, full accidental damage, legal expenses & terrorism cover. Property Owners Liability can be included from £2,000,000 to £5,000,000 and is essential that every property owner has this in place, especially with a Nursery School. Loss of rent in the event of an insured peril such as a flood can also be included to cover the rental income that a landlord may [...]

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