Commercial Property Insurance

25 06, 2019

Insurance Brokers Newtownards

By |2020-05-21T14:44:22+00:00June 25th, 2019|Buildings Insurance, Commercial Property Insurance, insurance, Landlord Insurance, Uncategorized|Comments Off on Insurance Brokers Newtownards

Insurance Brokers Newtownards with access to Loss Assessors Mr Martin had internal water damage & damp in his office and reported the damage directly to his insurer. Mr Martin assumed the water damage was the result of a storm that occurred the previous evening, and that the storm has damaged his roof, and the water had penetrated the inside of his building directly from this. The insurer appointed a Loss Adjuster to the claim, and as the claim estimate was under a certain value, the adjuster refused to visit the property & insisted that the damage was not caused by the storm as the wind speed was not high enough to cause that level of damage to the roof. The customer contacted Property Insurance Centre for help, and as his broker, we asked a team of loss assessors, which are claim handlers who work for the customer (not the [...]

25 06, 2019

Commercial Insurance Northern Ireland

By |2020-05-21T15:04:04+00:00June 25th, 2019|Commercial Building Insurance, Commercial Property Insurance, insurance|Comments Off on Commercial Insurance Northern Ireland

Commercial Insurance NI Whether you have a small family owned business, rent lots of properties across Northern Ireland or run a global multi-national organisation you need commercial insurance and commercial building insurance, that suits your needs and your organisation.  Our team of specialist brokers at Property Insurance Centre in Northern Ireland are dedicated to finding you the right insurance for your needs at the best premium.  All businesses are different and have different insurance needs, so we believe in providing the personal touch with our customer focused approach.  We are not like large insurance firms as we always give you a dedicated contact for your business insurance needs, including office building insurance, so you will always know who to call if you need to alter anything on your policy and you won’t have to call an unknown person in a contact centre. Unlike taking your cover directly with an insurance [...]

12 12, 2018

Property Insurance Northern Ireland

By |2022-04-08T10:36:40+00:00December 12th, 2018|Commercial Property Insurance, Home Insurance, Homepage Blog, Landlord Insurance|0 Comments

Property Insurance Specialists in Northern Ireland Property Insurance Centre have been trading as an independent broker in Northern Ireland since 1976 and due to the long established relationships and access to the major insurance underwriters in the UK we are able to give the best rates and cover in Northern Ireland. We insure Commercial Property, Residential Landlords, Businesses & Private Home. We don’t offer false discounts online with our policies and are not on search comparison websites.  The reason for this is in order to pass on the best rates and cover available on our Home Insurance for our Northern Ireland customers.  We also offer genuine discounts on our home insurance policies for those with a no claims discount, have a working house alarm and other factors such as being in a neighbourhood watch scheme. Our Home Insurance Northern Ireland Scheme will not be beaten on price! We have great [...]

8 02, 2018

Unoccupied Commercial Property Insurance

By |2020-07-23T14:27:44+00:00February 8th, 2018|Commercial Property Insurance, Homepage Blog|0 Comments

Unoccupied Commercial Property Insurance Unoccupied insurance for Commercial Properties can be difficult to obtain. Furthermore finding an Insurance Broker that understands your requirements in respect of these properties can in itself be an insurmountable task. At Property Insurance Centre we have been insuring Unoccupied Commercial Properties for clients for over 30 years. We have a wide panel of insurers to choose from who have experience in underwriting in this area, from the major composites such as Aviva to the specialist Lloyds syndicates such as DTW 1991. We can accommodate unoccupied properties undergoing extensive works prior to letting, long term unoccupied properties and unoccupied properties awaiting sale. We can also insure former public houses which are often difficult to place due to the nature of the former business. We can arrange for different levels of cover depending on your requirements from the very basic Fire Cover to the more comprehensive [...]

12 04, 2017

Latest Property Insurance News, UK

By |2021-01-15T08:52:58+00:00April 12th, 2017|Commercial Property Insurance, Homepage Blog, Residential Landlords Insurance|0 Comments

News Round-up Stamp duty increases for buy-to-let and second properties From the 1st April 2016, landlords became subject to an extra 3% stamp duty land tax (SDLT) surcharge. The regulations also apply to anyone purchasing a property in addition to their main home, with: -An additional 3% SDLT for the first £125,000 -5% instead of 2% on the portion between £125,001 and £250,000 -8% on the amount above £250,001. Landlords and second property buyers can use Knight Frank’s stamp duty calculator to see how much they will be liable for. http://www.knightfrank.co.uk/buy-to-let-stamp-duty-calculator Get a Quote Insurance under one roof We are specialists in many types of insurance HMO licencing For landlords of an HMO (House in Multiple Occupation), registration with your local authority is now obligatory. HMO landlords [...]

18 11, 2016

Commercial Property Insurance in Bangor & Newtownards

By |2021-03-10T13:03:11+00:00November 18th, 2016|Commercial Property Insurance, Homepage Blog|0 Comments

Commercial Property Insurance in Bangor & Newtownards • Do you own a commercial property in Newtownards or Bangor? • Do you reinsure every year with the same broker without checking the market? • Has your premium increased every year without an explanation? • Is your cover adequate for your needs? If you can’t answer the above questions then it’s time that you contact your local expert commercial property insurance broker, The Property Insurance Centre, and review your current arrangements to ascertain if they are still adequate for your needs. We can insure all types of commercial property, even difficult to place risks. We have a wide panel of rated insurers such as Aviva, Axa , Royal & Sun Alliance and Allianz to name a few. We can insure retail premises, restaurants, warehouses, factories, commercial and residential mixed use buildings. We offer a wide range of covers for the above , [...]

13 09, 2016

Common Property Insurance Terms & what they actually mean

By |2021-03-10T12:53:45+00:00September 13th, 2016|Commercial Property Insurance, Home Insurance, Homepage Blog, Landlord Insurance|0 Comments

Common Property Insurance Terms & what they actually mean Within property insurance policies there are a myriad of terms and phrases which can be confusing and daunting to the prospective purchaser. I have taken a few of the most common ones here and provided a short explanation of what it actually means. Accidental Damage – Often this is confused and it limitations badly understood. Simply it refers to damage that occurs suddenly as a result of an unexpected and non-deliberate external action. In layman's terms, that usually means an unintentional one-off incident that harms your property or its contents. However there are a few exclusions such as animal related damage ,general wear and tear and mechanical failure. DIY damage can have some exclusions under policies, ie such as some plumbing and electrical work, unless completed by a professional. Property Owners Liability – Property owners' liability insurance enables you to [...]

4 07, 2016

Is your Commercial Property adequately covered?

By |2021-03-10T12:59:54+00:00July 4th, 2016|Commercial Property Insurance, Homepage Blog|0 Comments

Is your Commercial Property adequately covered? The most important factor when buying your Commercial property insurance is making sure you are adequately covered. The first thing you should do is check in detail that a policy and its conditions cover you for your needs. This is especially relevant in respect of the Sums Insured. Once you’ve made this assessment you should then only consider the price difference between the insurance companies that provide the specified level of cover. Premium is not a guide to quality and advice should be sought from an independent insurance broker. How many quotes should I get? There are far fewer Commercial Property insurance companies compared to the home and car insurance industry, so you will in most cases receive fewer quotes, and also these will be from companies you may not be familiar with. The documents and quotations should be studied thoroughly. Get a [...]

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