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Uncategorized

Get expert information about Uncategorized Insurance from the insurance team at Property Insurance Centre. Get your questions answered.

25 06, 2019

Looking for Off Licence Insurance

By |2021-10-19T18:57:56+00:00June 25th, 2019|insurance, Shop Insurance, Uncategorized|Comments Off on Looking for Off Licence Insurance

Looking for Off Licence Insurance? If you are the owner of an off-licence building or require cover for the buildings & contents, it is essential you get the correct level of cover. Insurance for an off-licence can be for the buildings only, where you can have cover for all standard perils (such as fire, theft, flood, storm or malicious damage) and your legal liability to the public. The standard property owners liability limit is £2 million and can be increased to £5 million if required. The liability section of a buildings only policy will cover you for your legal liability to the public & third party property damage – think of strong winds from a storm dislodging a tile or guttering from your building and causing damage to a nearby car in the street or, injuring a person who is simply walking in the vicinity of the premises. This [...]

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25 06, 2019

Commercial Property Insurance Brokers

By |2020-05-22T10:47:11+00:00June 25th, 2019|Commercial Property Insurance, insurance, Uncategorized|Comments Off on Commercial Property Insurance Brokers

Commercial Property Insurance Brokers We have been Commercial Property Insurance Brokers since 1976 from our first offices on the Limpsfield  Road, Sanderstead. Since then the company has grown to serving clients from London to Birmingham to Manchester to Belfast , right across the United Kingdom. We offer a range of products from Property Owners , both residential and commercial, including buy to let insurance & Commercial Property Owner policies from a panel of insurers with a wide range of covers available. As Commercial Property Insurance Brokers our service will include : A no-obligation review of your insurances Identification of any gaps in cover Help you to arrange a policy that meets your needs Answer any questions you may have Comparison of insurance quotes & cover from multiple insurance companies (we’re independent so not tied to any insurers) Availability of instant cover If there is a better deal out there, we’ll [...]

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25 06, 2019

Questions about Directors Insurance

By |2020-05-22T10:49:30+00:00June 25th, 2019|Directors and Officers Insurance, insurance, Uncategorized|Comments Off on Questions about Directors Insurance

Questions about Directors Insurance So, you have Questions about Directors Insurance? Directors Insurance or Directors and Officers Insurance is one of the most misunderstood policies within the industry and beyond. Property Insurance Centre have been selling these policies for years, and below are some of the most frequently asked questions, we have had from our customers. We hope this helps you too! Q: What does a Directors Insurance Policy Cover? ANS Directors and Officers Liability Insurance protects company directors and officers against claims arising from their wrongful acts whilst managing their business. Q: What is an officer of a company? ANS An officer can be any individual within a company who makes decisions which affect the company. The title “officer” depends on what an individual does rather than what he is called. Q: What D&O limit of indemnity should my client buy ANS The limit of indemnity chosen by your [...]

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25 06, 2019

Insurance Brokers Newtownards

By |2020-05-21T14:44:22+00:00June 25th, 2019|Buildings Insurance, Commercial Property Insurance, insurance, Landlord Insurance, Uncategorized|Comments Off on Insurance Brokers Newtownards

Insurance Brokers Newtownards with access to Loss Assessors Mr Martin had internal water damage & damp in his office and reported the damage directly to his insurer. Mr Martin assumed the water damage was the result of a storm that occurred the previous evening, and that the storm has damaged his roof, and the water had penetrated the inside of his building directly from this. The insurer appointed a Loss Adjuster to the claim, and as the claim estimate was under a certain value, the adjuster refused to visit the property & insisted that the damage was not caused by the storm as the wind speed was not high enough to cause that level of damage to the roof. The customer contacted Property Insurance Centre for help, and as his broker, we asked a team of loss assessors, which are claim handlers who work for the customer (not the [...]

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25 06, 2019

Make Sure You Are Not Under Insured

By |2021-10-19T18:52:33+00:00June 25th, 2019|Buildings Insurance, Home Insurance, insurance, Uncategorized|Comments Off on Make Sure You Are Not Under Insured

Make Sure You Are Not Under Insured Property Insurance Centre aims to ensure its customers are properly insured in the event of a claim – and perhaps most importantly this means insuring any property you own for its current value. Over time, property can increase in value significantly & is therefore essential to insure for the correct amount to avoid under-insurance. It is estimated under-insurance affects a significant amount of all current live policies and that many customers are currently under-insured without knowing - this why you need to make sure you are not under insured. The consequence of under-insurance is the ‘average’ condition which affects any claim amount paid to the customer in the event of a claim. For example, if a customer is under-insured by 50%, the average condition will be applied, and any claim the customer may have, will have their claim payment in turn reduced by [...]

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17 02, 2016

Look after Employees…

By |2021-01-15T13:16:00+00:00February 17th, 2016|Homepage Blog, Shop Insurance, Uncategorized|0 Comments

Look after Employees With special thanks to our partners Aviva for giving this information that all business should adhere to: Employers Liability might be mandatory, but it’s a topic that is so much more than just something businesses need to buy. Keeping employees healthy and safe is vital to every business. It can be done in 5 easy steps… Here’s how employers can look after their employees; Risk Assessment Your customers need to properly plan the work they are undertaking so all the necessary controls are in place to prevent accidents and injuries. How could the activity of their business put employees at risk? Health and Safety policy document Once you have decided what could go wrong and how to prevent it you need to ensure that employees abide by the health and safety requirements. Create a health and safety document which outlines the businesses commitment, responsibilities and general [...]

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Copyright © Property Insurance Centre 2013 - 2026 | All Rights Reserved | Authorised and regulated by the Financial Conduct Authority. Ref. No. 603924 | Townsend Insurance Services and Property Insurance Centre are trading names of Townsend (Newtownards) Ltd (NI 602426) | Company registered at 91-97 Ormeau Road, Belfast, BT7 1SH. CWA Europe

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