Discover the information that you need as a landlord before you make your decision about landlord insurance.
Do I need to insure an Unadopted Road? There is a Legal Duty to insure these roads, but this does not fall on the highway authority under the Highways Act 1980. The legal duty for unadopted road insurance falls upon the owners of the road – and this normally means the owners of any properties that front that particular road. The reason for this onus to insure is not on the highway authority, is because although these roads may be a public right of way, they simply do not belong to the public road network. How can I insure an unadopted road? Normally, if you do own one of these properties that fronts an unadopted road, it is common for a resident’s association to be formed. The resident’s association will then be responsible for maintenance and general upkeep of the road, ensuring it is safe for members of the [...]