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Is your property fully insured? It is important that Commercial Property Owners insure their buildings to the correct rebuilding costs - if you don't you run the risk of under insurance. This is potentially devastating should you have a claim, where you are under insured by 50% and therefore the pay out of your claim will be 50% of the claim cost. This is known as the condition of average. One of our insurers has provided some useful information on how your can avoid this - if in any doubt, do not guess, get a professional reinstatement valuation! Please click in the link below for some further reading: Commercial Property Rebuilding Costs Get a Quote Insurance under one roof We are specialists in many types of insurance [...]

Employer’s Liability Insurance Guide With a small number of exceptions, it is a legal requirement to carry Employer’s Liability Insurance to protect people from injury or disease whilst at work. Many businesses mistakenly think that as they do not ‘employ’ anyone that they are free from any obligation. The following aims to clarify the position. Why Do I Need Employers’ Liability Insurance? Under the Employers’ Liability (Compulsory Insurance) Act 1969 an employer is obligated to obtain Employers’ Liability Insurance to protect its employees should they be injured as a result of an accident at work, or become ill as a result of their work. In the event that the employer is responsible, compensation may have to be paid. Employers’ Liability Insurance ensures that the employer has adequate funds to pay this compensation. Am I Required To Have Employers’ Liability Insurance? There are few exemptions from the requirement to carry [...]

News Round-Up A quick look at the news and goings-on in the commercial and residential property world this month .. Growth in commercial property values The UK has seen its 13th month of continual commercial property value increases – up 8.5% so far this year. The strongest growth was, as expected, in the South East with increased returns in May 2014 of 2.2% against a1.8% increase in central London. As an investor this is great news, but as a business owner and property owner it could mean that if disaster did strike, you might find that you are underinsured. The cost of buildings cover may need to be revisited each year, so do make sure you take this into consideration, rather than simply accepting your renewal quote. Get a Quote Insurance under one roof We are specialists in many types of insurance [...]