Block Of Flats Insurance

Back to work? Check your Retail Insurance! As the days and weeks go by, those of us who have been working remotely might be starting to hear some extra noise when the windows are open, due the current sunshine & heat. From March 23rd things got very quiet in most parts of the UK. There was no more morning rush, buses and cars had come to a halt not even venturing outside their driveways or curb side. There is now a different feel…quite literally there is more noise. Construction workers can now be heard with clanging throughout the day on metal or concrete. That noise before was often drowned out by the ‘other’ noise that will surely & inevitably return. However, slowly at this stage, one feels there are steps being taken (slow steps) to get everyone back to normality. There is an air of positive that has been [...]

Block Insurance Our Block Policies will cover you for Property Owners Liability Alternative Accommodation Loss of Rental Income Legal Cover is optional Communal Contents Our Block Policies are Flexible You can add or remove certain covers as required Lift inspection policies can be bolted on If you have claim we can provide a claims handler who works FOR YOU not the insurance company! We will Insure any type of block Converted Block of Flats Purpose Built Block of Flats Blocks with Commercial Unit below Block with mixed Tenant type Owner Occupied Blocks of Flats Get a Quote Insurance under one roof We are specialists in many types of insurance What is block insurance? Block Insurance is for property owners or management companies with multiple connected properties.  The [...]

Block of Flats Fire Safety Guide The Property Insurance Centre Block of Flats Fire Safety Guide aims to offer you some general guidance about fire safety in blocks of flats. Of course, specific advice for each block of flats will also differ for each particular building. No building is the same. Be sure to read this guide in conjunction with the guidance in place for your own building. This is often in the form of a fire safety notice posted in the communal areas of your building. Please note: you can also download this introductory guide as a PDF or read it as a flip magazine further down on this page. Get a Quote Insurance under one roof We are specialists in many types of insurance 1. [...]

Block of Flats Insurance Policy or Freehold Policy At Property Insurance Centre we find that many people who are responsible for organising insurance for a block of flats find the application process so complicated they tend to stick with the same provider for years.  We have heard this again and again from landlords, management agents and residents associations.  This means that they often haven’t had a competitive quote in a long time and unfortunately sometimes that their cover isn’t what they need and won’t be sufficient if the worst happens and they have to make a claim.  At Property Insurance Centre we focus on making your renewal as easy as possible by taking all the details about your property, talking you through the types of cover you may need, agreeing what must be covered and what will be optional and then we do all the legwork for you.  We [...]

Block building insurance Insurance arrangements in a block of flats or apartments can be confusing. Our team at Property Insurance Centre have put together a quick guide to the different types of insurance that are relevant to help explain things: Owner/Landlord You have responsibility for insuring the building and your policy must be suitable for rented properties if you are renting your flats out. If something happens like a fire or a flood you need to ensure you have the right insurance to pay for repairs or in the worst case for the building to be rebuilt. If you own more than one building you can take out one combined policy for all your properties. If you have any fittings or contents within the communal areas of the building you may want to take out contents insurance to cover this. Remember that you also need public liability insurance and [...]

Block of Flats Insurance Southampton We are pleased to be able to offer great levels of cover and rates on block of flats policies around Southampton, Portsmouth & Brighton. What is included in our Block of Flats insurance policy? Each policy is specific to your individual requirements as a landlord, property manager or lettings agent.  Typically if you own the leasehold of the flats then all you will require is cover for the buildings, property owners liability and cover for the surrounding land that you own. Get a Quote Insurance under one roof We are specialists in many types of insurance We do also offer the following levels of cover: Employers liability up to £10 Million Terrorism Cover Alternative Accommodation Landlord contents insurance Communal contents insurance Cover [...]

Block of Flats Insurance Manchester We were delighted to be able to offer Mr Singh a Block of Flats Insurance policy for his block of 20 flats in the Salford area of Manchester.  He saved of £800 on his previous insurer’s renewal and was delighted with the saving and the fact that our portfolio policies mean that he can move his entire portfolio to one policy with us. Our block of flats insurance can include employer’s liability, terrorism, property owners liability, alternative accommodation, loss of rent, contents and buildings insurance cover.  Property Insurance Centre can also add subsidence, legal expenses, lift insurance and also directors and officers insurance if required. We pride ourselves on our independence and over 40 years of brokering gives us access to the major UK insurance underwriters ensuring the best rates and cover available.  If you are looking for Block of Flats Insurance in Manchester [...]

Save money on Freeholder Building Insurance Mr Khan saved 40% on his Block of Flats Premium Mr Khan was a long leaseholder in a block of purpose built flats in London. The rebuilding cost of the property was £1 million. His freeholder was in charge of insuring the property for years. Every year the insurance was renewed with the same insurer with little thought given to the premium. Mr Khan approached the Freeholder & asked his permission to shop around for specialist block of flats insurance broker. Mr Khan eventually spoke with Property Insurance Centre who were able to provide several premiums with different insurers, who were more competitive that the existing provider. Mr Khan saved over 40% on the premium he paid with his previous insurer and was also able to add legal expenses & terrorism cover and increase the Property Owners Liability to £5 million and still save [...]

Block of Flats Insurance Specialist ]Property Insurance Centre have been specialists in apartment block insurance cover for over 40 years and this results in us having access to over 8 different underwriters including AXA, Aviva, Lloyds and Allianz.  We are aware that flats come in different shapes and sizes and therefore require a bespoke quote and cover to ensure that everything is covered properly. We offer 100’s of customers a combined policy which is perfect for landlords who have more than 1 building.  Portfolio policies normally result in a reduced premium and features single renewal dates, single set of paperwork, etc. Our Block of Flat policies will typically cover buildings and landlord contents (will be specified in the policy documents), alternative accommodation up to 30%+ of the building sum insured, accidental damage for your building (damages caused by wear and tear or defective workmanship is not covered) and malicious [...]

Multiple Use Block Of Flats Insurance Property Insurance Centre offer specialist insurance cover for Block of Flats with multiple tenancy type insurance. For example, if there are shop units on the ground floor and residential above then standard block of flats insurance will not offer adequate cover. If you are looking for an independent insurance quotes then we can arrange policies for the freeholder, leaseholder or management companies. Cover can include all risks such as fire, storm, flood subsidence and escape of water. We have access to many different insurance underwriters such as AXA, Zurich, RSA, Aviva and Allianz so we can insure you the best cover for the best price! If you are a landlord, estate agent, management agent or someone with a portfolio of properties call us today Freephone on 0800 085 3761 and speak to us to find out what incentives and discounts we offer. Get [...]

Block of Flats Insurance Broker What can a Block of Flats Insurance Broker Offer? Property Insurance Centre offer cover for landlords and management companies who let out blocks of flats of all sizes. We can offer policies specifically for flats and apartments, working with Allianz, Aviva, RSA, Zurich and Axa we are able to offer speciality cover at competitive rates. Call us on 0800 085 3761 to get a quote and avail of our immediate cover if required. We can provide cover for all of your properties in one policy and are available on the phone or by email should you require to make any changes. What is covered by our policies: Alternative accommodation up to 25% of the buildings sum insured Accidental damage for your buildings. Damage caused by wear and tear or defective workmanship is not covered The landlords contents, subject to a policy excess specified within [...]