Why choose us?
At Property Insurance Centre we understand the needs of Holiday Home Owners & Second Home Owners and understand that every proprty owner has different requirements. We can work with our insurers and tailor a bespoke policy to suit your exact needs.
Whether you want to apply for quotes online or speak to one of our experienced team, we aim to give you the best Business Insurance cover at the right price.
As a specialist insurance broker, we strive to give our clients the best service with:
Independent broker with approachable staff online or by phone
Access to a wide range of insurers to source suitable insurance cover for your needs
Bespoke Insurance Schemes & Portfolio Policies available
We can tailor your policy to suit your exact needs to give you complete peace of mind
Competitive Premiums
Cover available for the buildings while the property is being converted, renovated or extended
Over 40 years experience working with the best insurers in the UK
Excellent communication so that you understand what risks you are insured against
All Businesses welcome
What does Holiday Home or Second Home Insurance cover?
Cover under a Holiday Home Insurance policy will be similar to that of a typical home insurance policy with some notable differences. It is important to understand what a Holiday Home Insurance Policy is. Our Holiday Home Insurance policies will provide cover for both Holiday Home (Lets) & Second Homes.
Holiday Home (Lets) – A home which is let out to tenants on a short terms basis (for example short holidays & weekends)
Second Homes – A home which is used by you as a weekend retreat or somewhere you go over the Summer for example. If you are letting your property out on a 6 month AST then you will require a Landlords Policy or Residential Property Owners Policy.
Our policies are Flexible and you can have the option to insured the contents only or buildings only, or both. There is normally the option to include Full Extended Accidental Damage to the buildings.
Cover will normally include the following:
Fire, Lightning & Explosion
Earthquake
Aircraft & other flying devices
Storm
Flood
Weight of snow
Escape of water & frost damage to fixed water tanks, apparatus or pipes
Escape of oil from fixed domestic oil-fire heating installations
Smoke damage caused by a fault in fixed domestic heating installations
Theft or attempted Theft
Collision by vehicle or animal
Riots, Strikes, Violent disorder, civil commotion and malicious damage
Subsidence, Heave or Landslip
Falling Trees, poles or lamp-posts
Property Owners Liability up to £5,000,000
Accidental Damage to fixed glass, solar panels, sanitary ware & ceramic hobs
Accidental Damage to oil pipes, underground water and gas supply pipes, sewers, drains & cables
Loss of Rent due to you up to 20% of the sum insured for buildings
Alternative Accommodation
Architects & Surveyors Fees, debris removal
Anyone buying your property until the sale is completed
Trace & Access up to £2,500
Damage to lawns and gardens up to £1,000 from result of emergency services attending the premises
Damage to buildings up to £1,000 from result of emergency services attending the premises
Costs you have to pay for replacing refilling fire extinguishers and/or fire blankets
Optional Cover:
Full accidental Damage to buildings
We have over 45 years experience working with:
Who Needs Holiday Home or Second Home Insurance?
Are you looking for Holiday Home Insurance?
Call to discuss your requirements, get quotes or go on cover
Freephone
Request a callback
Contents
- 1 Holiday Home &
- 2 Second Home Insurance
- 3 Or call us FREE for a quote
- 4 0800 085 3761
- 5 Why choose us?
- 6 What does Holiday Home or Second Home Insurance cover?
- 7 We have over 45 years experience working with:
- 8 Who Needs Holiday Home or Second Home Insurance?
- 9 Are you looking for Holiday Home Insurance?
- 10 Freephone
- 11 Request a callback
- 12 Related Insurance Policies