Like the payout amount, you should select a depth that makes sense for your business. You might want to consider the height of any damageable items, such as floors, electrical sockets and stock, and the level of any flood protection measures like barriers and gates.
We will always charge a lower premium for policies with a higher trigger depth, so it could pay to think about what level of water will start to cause damage and/or financial cost to your business and ways to become more resilient.
Remember that we measure flood depth from ground level outside your property.
