The most important aspect of understanding what type of cover you need for your home is that it must include the potential cost of replacing everything. The property itself, all fixtures and fittings and its contents.
Be sure not to skimp on doing this 100% correctly. Also, don’t forget that high-value items (often classified as high value when over £1,000 – but do always check this out) need to be specifically listed. Keep the receipts also.
