Escape of water insurance usually includes damage caused by water leaking from a tank, pipe or boiler. During the winter months, common occurrences include freezing pipes resulting in leaks which will be covered under this type of insurance. It also includes water leaking from home appliances or even fish tanks for example.

There are some standard exclusions, however, so look at your policy wording. These include the likes of the escape of water whilst the property is empty, or perhaps the failure of sealants or lack of grouting due to wear & tear. Two great reasons to keep your property well-maintained.