What does fire insurance cover? View Larger Image Fire insurance covers damage to your home caused by smoke, fire, lightning or explosions. By Jackie de Burca|2026-08-26T10:19:19+00:00May 10th, 2020|HOME INSURANCE UK & NORTHERN IRELAND FAQS|0 Comments Share This Story, Choose Your Platform! FacebookXRedditLinkedInWhatsAppTumblrPinterestVkEmail