Where to Shop for Insurance?
When it comes to finding insurance for your shop you need to make sure that you are covered for lots of potential situations that might happen. Therefore, find an insurance broker with the experience in commercial insurance who will do the searching for you instead of comparison websites. Comparison websites only ask a few questions relevant to the business without asking the questions relevant to your specific shop.
At Property Insurance Centre we have been trading since 1976 and pride ourselves in specialising in Commercial Insurance. Answer the questions once to us and let us do all the searching for you. We have great cover and rates with the major insurance underwriters such as AXA, Ageas, Allianz, RSA, Aviva & Lloyds and are pleased to offer cover for a wide range of shops including Coffee Shops, Restaurants, Florists, Butchers, Supermarkets, Grocers, Barbers, Charity Shops, Chemists, Estate Agents, Health Food, Salons, Opticians, Travel Agents and even Shopping Centres to name a few.
What is Shop Insurance?
Shop Insurance can include cover for everything from buildings and contents, stock, money, public liability, employee liability, professional indemnity, legal expenses, business equipment and terrorism if required.
Employee liability is a legal requirement if you have employees in your shop. Public liability insurance is essential for peace of mind to protect you against compensation claims if someone is injured in your shop.
What does Shop Insurance Cover?
Our Shop Insurance policies typically offers stock cover, accidental damage, glass cover, loss of money up to £5,000 if required in addition to standard public liability protection up to £5 Million. We have great relationships with our underwriters and even if you run what would normally be high risk let us know and our new business team can pass on the information to bespoke underwriters and get the best cover and rates available in the UK.
Why Do I Need Shop Insurance?
You need it for peace of mind against public liability compensation claims for anyone who comes in to your shop as well as stock cover against insured perils such as fire, lightening, theft and accidental damage.
As an employer you must legally have employee liability insurance.
If you are looking for more peace of mind we can add legal expenses, business interruption, equipment and even terrorism cover to our insurance policies.
How Much is Shop Insurance?
The cost of shop insurance depends on a number of factors such as the location, type of shop you own, level of stock/money cover required, claims history just to name a few factors but we are able to offer shop insurance policies from £300. We do offer monthly payment options in addition to accepting all major credit and debit cards.
Who to Use for Shop Insurance?
If you are looking for a shop insurance quote call Claire, Robert or Gavin from our new business team today on 0800 085 3761. We will take your details and do all the searching for you, we are not on price comparison websites in order to pass on the right level of cover and best rates in the UK.