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Shop/Office
We provide a full advice and recommendation service, arranging insurance solutions for small businesses involved a wide range of trades, for example:
Convienence Stores, Sub Post Offices, Off-Licences, Newsagents, Dry Cleaners, Hardware Stores, Tobacconists, Florists, Offices, Furniture Shops, Public Houses, Fast Food Restaurants.

What's covered?
  • Buildings (optional)
  • Personal Assault
  • Fixtures & Fittings
  • Frozen Food
  • Stock
  • Public & Employers Liability
  • Money
  • Glass
  • Goods in Transit
  • Loss of Licence (optional)
Residential Let
The Residential Let Property Policy caters for a wide range of property types and lets including:
  • DSS Lets
  • Housing Association Lets
  • Professional/Private Tenants
  • Student Properties
  • Unoccupied Property
What's covered?

Let Property Policies will include Extensive Cover for all standard perils including:
  • Fire
  • Storm, Lightning
  • Flood
  • Malicious Damage
  • Damage to underground services
  • Subsidence
In addition we also arrange:
  • Accidental damage to buildings (optional)
  • Loss of Rent
  • Property Owners Liability
  • Legal Expenses
Flats/ Flat Blocks

We offer specialist insurance solutions to Freehold, Leasehold and Management Company's for both individual Flats, Block of Flats, and Freehold Properties.

What's covered?

Flats/Block of Flats/Freehold Properties policies will include Extenisve Cover with the following features:

  • Replacement value of Buildings, Flats or rented property
  • Storm, Lightning
  • Flood
  • Malicious Damage
  • Damage to underground services
  • Subsidence
  • Replacement of locks and keys following theft
  • Unauthorised occupation - removal of occupants and public utilities costs
In addition we also arrange:
  • Accidental damage to buildings (optional)
  • Loss of Rent
  • Automatic Reinstatement of Sum Insured following a loss
Policy Documentation:

 
Small Hotels/B&B

We have avaliable insurance solutions covering a wide range of scenarios from a large panel of product providers.

Extensive cover subject to various exclusions.

What's covered?

  • Buildings (optional)
  • Personal Assault
  • Fixtures & Fittings
  • Frozen Food
  • Stock
  • Public & Employers Liability
  • Money
  • Glass
  • Goods in Transit
  • Loss of Licence (optional)
 
Commercial Let
The Commercial Property Policy is designed for landlords who let their property to a business (i.e. a Convienence Store). We can also insure the residential parts of any commercially let property such as flats above. These can all be placed on one easily managed, clear and Extensive Policy.

What's covered?

Let Property Policies will include Extensive Cover for all standard perils including:
  • Fire
  • Storm, Lightning
  • Flood
  • Malicious Damage
  • Damage to underground services
  • Subsidence
In addition we also arrange:
  • Accidental damage to buildings (optional)
  • Loss of Rent
  • Property Owners Liability
  • Legal Expenses
 
Bar & Restaurant Policies

We offer specialist insurance solutions to Restaurant and Bar owners.

What's covered?

  • Buildings (optional)
  • Personal Assault
  • Fixtures & Fittings
  • Frozen Food
  • Stock
  • Public & Employers Liability
  • Money
  • Glass
  • Goods in Transit
  • Loss of Licence (optional)
 
Property Insurance Centre - Landlord Insurance Centre
Property Insurance Centre and Landlord Insurance Centre are trading names of Townsend Insurance Services.
Property Insurance Centre - Copyright © 2012 Telephone: 0800 085 3761